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  • Photo of a church roof stripped of it's lead  

Theft of metal

Churches continue to be a target for metal theft

Since the start of 2007 we’ve received more than 8,000 claims for metal theft, at an estimated total cost of more than £23 million. Lead, copper and stainless steel roof coverings, roof flashings, copper lightning conductors and lead rainwater pipes have all been targeted. Whilst world demand for metal remains strong their scrap value will continue to be high, making them an attractive target for thieves, and churches will continue to face this problem for the foreseeable future.

We’re here to help

Ecclesiastical has been actively tackling this problem for several years by:

  • launching a nationwide awareness campaign 

  • sending a free SmartWater forensic security marking kit to every church we insure in late 2007, and now offering it at a discounted rate for policyholders through SmartWater

  • lobbying the police, Parliament and scrap metal dealers 

  • providing theft of metal prevention guidance notes and offering tailored advice for individual churches through our Insurance Consultants and Surveyors .

You may not be aware that Ecclesiastical has also recently trialled a new electronic church roof security system that is now available to purchase (more on this below).

What’s happening now?

Metal prices (such as for lead and copper) are increasing again on the world market and experience has shown that as metal prices rise, thefts increase. With escalating losses, metal theft is one of the most serious problems that the churches we insure currently face.

Nearly every day we receive claims for theft of external metals from churches. It’s not just the cost of replacing the materials that is the problem, it’s the resultant damage -  thieves have also torn holes in roofs causing them to leak and ripped stonework away from pinnacles and towers.

Damage caused by thieves can cost anything from a few hundred pounds to tens of thousands to repair. The thieves get a fraction of the cost for scrap and they’re causing irreparable damage to some of the nation’s most beautiful and sacred buildings.

Reduce the risk of your church being targeted

The level of risk churches face is different in each case. To find out how at risk you are from metal theft, we’ve produced a useful self assessment tool.

Top tips for protecting your church.

1. SmartWater – help us  to help you

SmartWater usage is a policy condition and we want you to be protected so that you receive the benefit of external metal insurance cover. Please urgently check your church’s status. For more information about SmartWater, the policy condition, success stories and much more, please visit our SmartWater page

2. Engage with your local community

Joining the local Neighbourhood Watch scheme and urging the church’s neighbours to keep a watchful eye out for anything suspicious around the church can be a big help that costs nothing. Such activity, if identified, should be dealt with by calling the police straightaway and you should inform other churches in your area to put them on their guard. If you’re part of a National Churchwatch scheme, you can use this to pass on information.

A good example (from the Diocese of Chichester) on how engaging with your local community can help you can be found here.

3. Install an electronic roof security system

Following successful trials on churches at a number of metal theft hot spots, we are pleased to let you know about a new electronic roof security system.

Key benefits:

  • Effective at deterring metal theft as demonstrated in recent trials.

  • The system is specifically designed to detect and deter intruders before any damage is caused.

  • The technology used is virtually invisible and reversible.

  • Large roof areas can be protected cost effectively.

  • If the remote signalling security system is activated the alarm receiving centre carry out a planned response based on your previous instructions - perfect for buildings in remote or rural locations.

If you install an Ecclesiastical approved roof security system and have also complied with the SmartWater policy condition, we may be able to increase your metal theft cover depending on individual circumstances.

For more information (including about permissions) or to arrange a free*, no-obligation site survey please call 0845 600 9659 and quote "ECC 2". You can also download a factsheet.

*UK mainland only - travel expenses may be applicable offshore


  • Expert local guidance

    For further advice and practical guidance to help reduce the risk of metal theft from your church, talk to your local Insurance Consultant and Surveyor.

  • IMPORTANT - Have you registered your SmartWater kit?

    If you're not sure, please call SmartWater on 01952 204 102 and they'll check for you. If there is a theft of metal at your church and you are un-registered, it will not be possible to link any recovered materials to your building and may prevent the prosecution of an offender. Your insurance cover would also be affected if you needed to make a claim.

Metal theft risk management award

Our work to combat metal theft has been recognised at the 2011 Risk Management Awards.

Hand Off Our Church Roofs!

Hands off logo Find out more
Ecclesiastical launches a nationwide campaign to help protect churches from metal theft.

Metal theft - how at risk are you?

We’ve produced an easy to use self assessment tool to help you assess the risk of metal theft for your church.

Metal theft prevention - new!

Roof alarm sensor on a church Find out more

An effective new roof security system to help in the fight against metal theft.

Did you know?

SmartWater logo

FACT: 74% of offenders interviewed in a survey* reported that they would be put off from breaking into a building with SmartWater signage displayed.

*Source: A report for SmartWater Technology Limited by Perpetuity Research - University of Leicester, 2008

Theft of metal documents

Choose the document that you are interested in below.

  • Guidance notes - theft of metal
    Download
  • Guidance notes - theft of metal WELSH
    Download
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  • A4 lead theft poster
    Download
  • Guidance notes - theft of metal - Welsh churches in English
    Download
  • Theft of Metal self assessment tool
    Download
  • Factsheet - metal theft and arson
    Download
Ecclesiastical Insurance Office plc. (EIO) Reg. No. 24869. Ecclesiastical Insurance Group plc. (EIG) Reg. No. 1718196. Ecclesiastical Life Ltd. (ELL) Reg. No. 243111. Ecclesiastical Investment Management Ltd (EIM) Reg. No. 2519319. Ecclesiastical Financial Advisory Services Ltd. (EFAS) Reg. No. 2046087. Ecclesiastical Services Ltd. (ES) Reg. No. 1811698. E.I.O. Trustee Ltd Reg. No. 941199. All companies are registered in England at Beaufort House, Brunswick Road, Gloucester, GL1 1JZ, UK. EIO, ELL, EIM & EFAS are authorised and regulated by the Financial Services Authority and are members of the Financial Ombudsman Service. EIO & ELL are members of the Association of British Insurers and EIM is a member of the Investment Management Association.