our care insurance
Talking Point
Sharing the latest news, views and information in the care, charity & heritage sectors.
Why Ecclesiastical for care insurance?
Ecclesiastical offers insurance solutions to a wide range of care sector businesses and risks including care homes, nursing homes, private hospitals, supported living accommodation, and children’s homes.
Our cover is based on over 30 years’ experience of underwriting across the care sector so we truly understand the changing needs of brokers and customers within this market.
Before developing our care insurance policy, we consulted brokers and end-customers to ensure the result was a policy that both felt met their needs.
What cover does it offer?
We can tailor premium and cover to reflect customer needs whilst maintaining our rigorous underwriting standards. Cover can include:
automatic £5,000 'all risks' cover for unspecified property (in the UK)
additional increase in cost of working top-up of £25,000 added to loss of revenue cover
public liability (with no exclusion for abuse claims)
resident’s personal liability
treatment risk including personal indemnity for nurses
legal expenses including defence costs at employee tribunals
property damage including accidental damage
business interruption
equipment breakdown
assault and more…
Value added services
We are constantly listening to our customers’ needs and provide a range of value added services, including:
access to a panel of risk management experts to help end-customers meet their legal and regulatory requirements
valuation service by experienced surveyors who are experts in valuing all types of care home buildings
risk management reports to help minimise risk
guidance notes written by our experts on topics such as health & safety, training, risk assessment and more
seminars on key industry topics such as ‘abuse claims’
free 24-hour helpline offering legal advice and counselling service for employees.
This is all backed by our great reputation for settling claims swiftly and fairly – with 92% of our customers very or extremely satisfied with our claims service.*
We work closely with brokers to help them develop business within our niches. Visit Ezone to access template prospecting letters written by marketing professionals to help get you started.
For further information use the related documents links above or visit our literature library. If you have any further questions contact your local regional centre.
*Source: Claims satisfaction survey 2008, Ecclesiastical
