education insurance target business guides
Education risks are underwritten and rated on their individual merits and by working closely with you we can develop the right solution for your customers.
We have the capacity to write the largest risks. We accommodate several major exposures within our existing portfolio – including Eton College.
Our straightforward target business guide shows the wide range of education business we target.
The following outlines the types of sector risks that we are looking to write.
PD = Property Damage
BI = Business Interruption
PL = Public Liability
EL = Employer's Liability
| Category | PD | BI | PL | EL | Comments |
|---|---|---|---|---|---|
| Non-state | |||||
| Nurseries | Yes |
Yes |
Yes |
Yes |
Target market with bespoke nursery policy wording. |
| Independent schools |
Yes |
Yes |
Yes |
Yes |
Target market. |
| Theological colleges |
Yes |
Yes |
Yes |
Yes |
Target market. |
| University and higher education colleges |
Yes |
Yes |
Yes |
Yes |
Seperate PI arrangements may be necessary in some circumstances. |
| Management colleges |
Yes |
Yes |
Yes |
Yes |
|
|
|
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| State | - | - | - |
- |
Most state schools are written as part of Local Education Authority (LEA) insurance programmes. We are prepared to consider schools that are able and have elected to make insurance arrangements outside these programmes. Not all categories of state schools can however and our approach reflects this. |
| City Academies |
Yes |
Yes |
Yes |
Yes |
Considered on merits subject to full underwriting information. |
| Community Schools | No | No | No | No | |
| Community Special Schools | No | No | No | No | |
| Foundation Schools |
Yes |
Yes |
Yes |
Yes |
|
| "Trust" Schools (when implemented) |
Yes |
Yes |
Yes |
Yes |
|
| Voluntary Aided Schools |
Yes |
Yes |
Yes |
Yes |
|
| Further Education Colleges |
Yes |
Yes |
Yes |
Yes |
|
| Sixth Form Colleges | Yes | Yes | Yes | Yes | |
|
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| Other Tuition | |||||
| Language Centres & Schools |
Yes |
Yes |
Yes |
Yes |
Special child protection requirements apply. |
| Riding Schools | No | No | No | No | |
| Driving/Flying Schools | No | No | No | No | |
| Outward Bound Schools | No | No | No | No | |
| Summer Schools |
No |
No | No | No | Unless attached to and part of an existing Independent |
| Adventure Schools | No | No | No | No |
School Policy |
