How do Perfect Choice Funeral Plans work?
There are two main costs involved in a funeral:
The funeral director’s charges for services provided.
Payments to third parties, including cemetery, crematoria and church fees (which are outside the control of the funeral director).
Once you have agreed which plan best suits your wishes, you pay in advance for the funeral director’s charges and a contribution towards anticipated payments to third parties. You can choose to pay for your Perfect Choice Funeral Plan as a lump sum or by instalments.
When the time comes for the funeral to be arranged, the funeral director’s specified services will be delivered at no further cost to your estate. The contribution to third party payments will be used to settle the cost of services outside the control of the funeral director. If there is a shortfall, the funeral director will approach your estate to make up the difference. Please refer to the terms and conditions for more details.
Will I get the funeral I would like?
Before taking such an important step you’ll need to feel absolutely happy about your decision to take out a Perfect Choice Funeral Plan. As a member of NAFD, your funeral director is committed to maintain the highest standards of service and to adhere to a strict code of practice.
By planning for your funeral now, you can rest easy in the knowledge that you will get the funeral that you desire.
Will my money be safe?
The plan is administered on behalf of NAFD by NAFD Services Ltd. who are founder members of the Funeral Planning Authority (FPA). NAFD Services Ltd will invest the money you pay for your Perfect Choice Funeral Plan in an Ecclesiastical Whole of Life Assurance Policy. Ecclesiastical Life Ltd is authorised and regulated by the Financial Services Authority.
Can my funeral arrangements be changed or cancelled?
Yes. All you need to do is contact your funeral director about any changes you wish to make (bearing in mind that there may be an additional cost). If you choose to cancel the plan after 14 days from the date of purchase you will receive a full refund, less the management fee.
What happens if I move to a different part of the country?
Because NAFD has so many members, you should be able to transfer your plan to an accredited funeral director near your new home.
Who is eligible?
Anyone aged 18 or over – there is no upper age limit.
For further details about Perfect Choice Funeral Plans, please complete the enquiry form, and a member of the Perfect Choice Administration Team will send you more information and no-obligation quotations.
