Charity insurance

Can I insure my charity with Ecclesiastical?

We’re able to insure a variety of charities and have a range of covers available.

Whether you insure with your broker or with us directly, you'll have expert support so you can build a policy based on your charity’s needs.

Charity insurance cover

	Public and products liability Ensures you’re covered for claims made by a member of the public due to injury or third-party property damage.
	Employee liability Safeguard your business against employee claims, including legal and compensation expenses. If you have paid staff, it’s a legal requirement to have this cover in place.
	Trustee indemnity Financially protects trustees or board members if a claim is made against them.
	Business interruption Cover for loss of gross profit, revenue and rental income if your charity cannot operate for a reason insured on your policy.
	Legal cover Provides cover for legal costs due to a dispute, including a 24-hour legal advice helpline.
	Property damage Damage to buildings, contents, stock, computer equipment and tenant improvements (structural and cosmetic improvements made to the building by your charity and not covered by the landlord's insurance).
	Money Credit and debit card fraud, identity theft following the fraudulent use of business identity, auditors fees and rewriting of systems records.

Read our policy summary for more details including exclusions and limitations.

Why choose Ecclesiastical for your charity insurance?

We’re owned by a charity investing profits in good causes since we were established, over 135 years ago.

We contribute to the greater good of society, with our sole purpose to give back to the communities in which we do business. We are proud to be part of the Benefact Group – an international family of specialist financial services companies, built on the idea that better business, can better lives.

*Awards and accreditation

CIR Risk Management Awards 2022 - Risk Management Specialist Company of the Year

Gracechurch outstanding claims service quality award 2024

Insurance Times claims excellence awards winner - Claims product solution of the year - insurer

Get a quote

If you are a small charity and you don't currently use a broker, you can arrange your insurance with us directly on -

0345 850 9485

If your renewal isn't due just yet, share the date with us and we'll call you the month before.

Arrange a callback

Do you use a broker?

If you're a larger charity or have more complex needs, it's best to arrange a policy via your broker.

Find a broker

I have a query on an existing policy

If your policy number includes CHA or CBP after the first two numbers please call us on -

0345 777 3322

If your policy number begins with 605 please call us on -

0345 850 9485

I need to make a claim

If you need our help, please call us as soon as you can.

0345 603 8381

24 hours a day, 7 days a week (UK only)

Enquiries regarding existing claims can be made between 8am and 6pm, Monday to Friday (excluding bank holidays).

Steps to take in the event of a claim - our top tips

Our team will get back to you as soon as we can (usually within 24 hours)

Report a claim

The summary of cover is an outline of the standard cover provided under the policy and is not personalised to you. The cover you choose will depend on your circumstances and will be shown on your policy schedule. The schedule will also detail some changes we have made relating to infectious and communicable diseases and cyber-related incidents.

Documents

Charity and community insurance summary of cover (from 1 April 2024) (PDF)

Download

01 April 2024
Charity and community insurance summary of cover (to 31 March 2024) (PDF)

Download

01 January 2023

Charity Insurance FAQs

Do charities need insurance?

While some policies may not be compulsory, they are typically chosen because severe risks have been identified. If you’re unsure, call our team of experts on 0345 850 9485.

Do I need a building valuation?

A building survey may need to be done to obtain an accurate rebuild cost valuation. This is important when taking out property insurance to ensure you receive an accurate pay out in the event of a claim. We can support you with this.

How do I get a quote?

If your charity has an income of less than £100,000, call our friendly team of experts on 0345 850 9485. They will talk to you about your needs before issuing you a quote. We know that getting insurance for your organisation can seem complicated, which is why our advisors are on hand to answer all of your questions.

For larger charities or those with more complex needs, it's best to arrange a policy with us via your broker. They will be able to give you expert advice and help you choose the right cover.

What cover do you offer?

From employee liability to business interruption, we offer nearly 30 covers for your organisation.

What insurance do I need?

No two organisations are the same, which is why there is no set package for charities and not-for-profits. Choose the cover that your charity needs and we'll build a policy that's unique to you.

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