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Charity Insurance

Ecclesiastical has been helping protect not-for-profit organisations for 125 years, and we’re consistently voted the best insurer for the sector by brokers and charities alike.* Plus, the fact that we’re owned by a charity and give all of our available profits to charity only adds to our understanding.

We know more than 70% of charities buy insurance through a broker to ensure they get the best and right cover for them.

Through our broker guidance, advice and support we ensure that you have topical and seasonal information that focuses on the state of the sector and the insurance implications that are affecting charities, and how our cover and service can help.

Find out more about the advantages of working with us from our Heritage and Education Director.

Specialist, flexible cover

Our charity insurance can be tailored to individual charity needs, so your clients only pay for what’s important to them. Covers available include:

  • Charity trustee insurance

  • Loss of income following a claim

  • Fidelity guarantee

  • Death of a patron

  • Bequethed property extension

  • Legal expenses

  • Personal accident

  • Assault cover

  • Public liability

For more information, please read our charity insurance summary of cover.

Types of charities we insure

Our flexible, specialist charity insurance is for charities of all shapes and sizes, including:

  • Animal welfare charities

  • Youth clubs

  • Advice and support organisations

  • The arts & theatre groups

  • Conservation areas and parks

  • Preservation trusts

See our charity insurance risk appetite guide for more details.

Why choose Ecclesiastical?

We’ve been insuring not for profit organisations for over 125 years so can offer all the support you need.

From prospecting to pitching we can work closely with you to tailor support packages that help you win new charity business.

As well as providing your clients with specialist cover at competitive prices, we offer a range of services to help protect them and support you, including:

  • Expert valuations service

    • Specialist buildings insurance valuation service included at no extra charge for most large charity risks - helping reduce the risks of under or over insurance
    • All carried out by our in-house team of expert surveyors
    • 100% of charity commercial customers are satisfied with our valuation service - with 95% extremely or very satisfied*.
  • Award winning risk management advice

    • Bespoke risk management reports produced by our experts, helping charities understand their legal and regulatory requirements
    • Detailed, Charity specific guidance notes for your customers, written by our in-house experts – offering best practice advice on common health and safety issues, training, risk assessments and more
    • 100% of charity customers are extremely/very satisfied* with the technical expertise and professionalism of our surveyors.
  • Award winning sales and marketing support

    • Consult our comprehensive charity risk appetite guide to identify potential new target segments
    • Use our Charity focused sales aid and adapt our Care prospecting letter templates in Ezone to target new charity business
    • Our experts will meet with your customers with you, if you want us to. Many brokers tell us this joint approach increases their chances of conversion.
  • Reassuring after sales service


    Once you place a case with us, we won’t let you down. With 89% of customers very or extremely satisfied** with our claims service, you can be confident we’ll do all we can to resolve any claims as quickly and fairly as we can.

Contact your regional office about Ecclesiastical Charity Insurance

Charity insurance documents

  • Charity and community insurance summary of cover
  • Charity insurance sales aid - Broker use only
  • Charity and community insurance application form
  • Fidelity guarantee for charities application form
  • Charity and community risk appetite guide
  • Charitable Care risk appetite guide
Proud supporters of CFG & HTF  
Ecclesiastical Insurance Group plc (EIG) Reg No 1718196. Ecclesiastical Insurance Office plc (EIO) Reg No 24869. Ecclesiastical Life Ltd (ELL) Reg No 243111. Ecclesiastical Financial Advisory Services Ltd (EFAS) Reg No 2046087. Ecclesiastical Underwriting Management Ltd (EUML) Reg No 2368571. E.I.O. Trustees Ltd Reg No 941199. EdenTree Investment Management Ltd (EIM) Reg No 2519319. All companies are registered in England at Beaufort House, Brunswick Road, Gloucester GL1 1JZ. EIO and ELL are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 113848 (EIO) and 110318 (ELL). EFAS and EIM are authorised and regulated by the Financial Conduct Authority. Firm Reference Number 126123 (EFAS) and 527473 (EIM). EUML is an appointed representative of EIO who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 402228.