Skip to content

Commercial Heritage Insurance

including Fine Art Insurance

Do you own or run a business in a heritage or period property? If so, the heritage aspect of the site may be key to the success of your business. This means it’s essential you have the right insurance for your property.

Our flexible heritage and listed building insurance is designed for anyone who owns a heritage property used for commercial purposes or who has a business based in one.  It combines commercial insurance with covers specifically designed for heritage and period properties.

We were the first insurer to offer bespoke heritage and listed building insurance and now insure more Grade I listed buildings than anyone else.  We insure all types of heritage and period properties, from museums and stately homes such as Chatsworth House and major attractions like the Eden Project through to small businesses. Buildings do not need to be listed. Find your nearest heritage insurance broker using the postcode search on the right.

As well as specialist covers, our listed buildings insurance offers you access to expert guidance, advice and support . And with 97% of our customers** very or extremely satisfied with our 24-hour claims service, you can also be confident we’ll be ready to resolve claims as quickly and fairly as we can.

Find your nearest broker using the postcode search on the right.

Free buildings valuations service

Buildings valuations can be complex for heritage properties because each property is unique. It’s important that you get an accurate valuation to make sure that you’re not under or over-insured – a problem that affects many listed buildings.

Our heritage property experts can provide a free buildings valuation service on premiums over £2,000***.

Specialist and flexible heritage insurance for listed buildings

Our flexible heritage insurance can be tailored to individual needs to give you quality cover at competitive premiums.  We also offer fine art insurance for your art, antiques or collections.

Choose from our extensive range of covers, so you get the heritage insurance you need and only pay for what’s important to you.  Covers available include:

tick.gif Cover for special buildings of historical or architectural interest

tick.gif Archaeological costs that may follow an insured event

tick.gif Contents, including antiques, exhibits and fine art

tick.gif Meeting local authority conditions under the Planning (Listed Buildings and Conservation Areas) Act 1990

tick.gif Business interruption

tick.gif Legal expenses

tick.gif Employers’ liability

tick.gif Public liability

tick.gif Equipment breakdown

For more information, please read our commercial heritage insurance summary of cover.

* Of those who named an insurer in the survey, the majority named Ecclesiastical as the best insurer for heritage insurance. Research carried out by FWD, an independent market research company.
** Based on 2826 claims customers whose claims were settled in 2011 and responded to our survey 
*** Terms and conditions apply

* Of those who named an insurer in the survey, the majority named Ecclesiastical as the best insurer for care insurance. Research carried out by FWD, an independent market research company.
Heritage insurance rosette Find out more

Ecclesiastical voted best

Voted best for Heritage Insurance by policyholders and their brokers*

Heritage insurance documents

  • Heritage insurance - why choose Ecclesiastical?
    Download
  • Commercial heritage insurance summary of cover
    Download
Close
  • Commercial heritage insurance plus household summary of cover
    Download

We’re always on your side because...

...our treasured past deserves a sure and certain future

We insure more Grade 1 listed buildings than anyone else. We’ve been insuring heritage buildings for more than120 years and understand their unique requirements.

Theft of metal

Roof alarm sensor on a church Find out more

Our team of specialist surveyors have prepared advice outlining a variety of measures you can take to protect your building from metal theft.

The Oldie British Artists Awards

OBA Find out more
Ecclesiastical and The Oldie magazine have this year joined forces to launch the brand new annual Oldie British Artists Award (OBA).

Talking point

talking point Find out more
Our blog keeping you up to date with news, updates and useful information in your industry. Tweet @ecclesiastical if you’d like to be one of our guest bloggers.
Ecclesiastical Insurance Office plc (EIO) Reg. No. 24869. Ecclesiastical Insurance Group plc (EIG) Reg. No. 1718196. Ecclesiastical Life Ltd (ELL) Reg. No. 243111. Ecclesiastical Investment Management Ltd (EIM) Reg. No. 2519319. Ecclesiastical Financial Advisory Services Ltd (EFAS) Reg. No. 2046087. Ecclesiastical Services Ltd (ESL) Reg. No. 1811698. E.I.O. Trustees Ltd Reg. No. 941199. All companies are registered in England at Beaufort House, Brunswick Road, Gloucester, GL1 1JZ, UK. EIO and ELL are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. EFAS is authorised and regulated by the Financial Conduct Authority. ESL is an appointed representative of EIO who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.