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Commercial Heritage Insurance

Including Listed Buildings Insurance and Fine Art Insurance

Our flexible insurance is designed for heritage, listed and period properties which are used for commercial purposes. It combines commercial insurance with the specialist covers you need to protect your unique property.

Expert guidance, advice and support

We immerse our staff in the heritage sector, constantly developing their skills and expertise. In addition to the specialist guidance and advice we provide, our support of heritage organisations including English Heritage, Historic England, Historic Houses Association and The Heritage Alliance enables us to share some valuable resources with you.

We also have a dedicated team of fine art specialists who can provide advice on your art, antiques and collections.

Specialist and flexible commercial heritage insurance

Our commercial heritage insurance can be tailored to individual needs to give you quality cover at competitive premiums. It includes: 

  • Contents, exhibits and fine art, includes antiques 

  • Cover for special buildings of historical or architectural interest 

  • Archaeological costs that may follow an insured event 

  • Meeting local authority conditions under the Planning (Listed Buildings and Conservation Areas) Act 1990 

  • Appropriate business interruption cover including bomb scare and prevention of access 

  • Legal expenses 

  • Employers’ liability 

  • Public liability 

  • Equipment breakdown.

Why choose Ecclesiastical?

  • Risk management advice


    Bespoke risk management reports produced by our experts, helping heritage customers understand their legal and regulatory requirements.

  • Buildings valuations service


    Buildings valuations can be complex for heritage properties because each property is unique. We offer a buildings valuation service at no additional cost on premiums over £5000 to ensure your building is covered for the right amount.*

    *Terms and conditions apply

  • Access to guidance notes and advice


    • Detailed heritage-specific guidance notes written by our in-house experts – giving you best practice advice on common issues around health and safety, risk assessment, training and more.

    • Access to a free 24-hour helpline offering legal advice and counselling service for employees.

  • Grade I, II and II* Listed Building Insurance


    • Listed buildings are registered as such to help us understand the historical and architectural significance of the property and to protect the buildings future.

    • As specialist insurers we can provide cover and listed building insurance for a Grade I, II or II* listed building in England and Wales or in Scotland and Northern Ireland we cover Category A, B or C listed properties.

Defining Grades

  • Grade I listed buildings are of the highest significant historical interest.

  • Grade II* listed buildings are extremely important buildings deemed of more than special interest.

  • Grade II Listed buildings are deemed to be of special interest. The majority of all listed buildings in the UK fall into this grade.

There are approximately 500,000 listed buildings in the UK. Ecclesiastical is the UK’s leading insurer of Grade I listed properties.

Speak to our expert team today about your own unique listed building insurance requirements.
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Ecclesiastical Insurance Group plc (EIG) Reg No 1718196. Ecclesiastical Insurance Office plc (EIO) Reg No 24869. Ecclesiastical Life Ltd (ELL) Reg No 243111. Ecclesiastical Financial Advisory Services Ltd (EFAS) Reg No 2046087. Ecclesiastical Underwriting Management Ltd (EUML) Reg No 2368571. E.I.O. Trustees Ltd Reg No 941199. EdenTree Investment Management Ltd (EIM) Reg No 2519319. All companies are registered in England at Beaufort House, Brunswick Road, Gloucester GL1 1JZ. EIO and ELL are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 113848 (EIO) and 110318 (ELL). EFAS and EIM are authorised and regulated by the Financial Conduct Authority. Firm Reference Number 126123 (EFAS) and 527473 (EIM). EUML is an appointed representative of EIO who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 402228.