contents insurance
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Our home contents insurance awarded a Five Star Rating by Defaqto, includes an automatic limit of £60,000 and £3,500 to cover your possessions away from the home as standard. There is also the option to increase this if you need to.
We include contents insurance for your garden, garage and outbuildings
Unlike many insurers who exclude contents not in your home, we include up to £2,500 insurance cover for contents in your garden. And up to £5,000 for contents in your garage or outbuilding for theft and attempted theft.
Home contents calculator
We also help you calculate the total value of replacing your home contents to ensure you your sum insured is correct so that we can quickly pay any insurance claims you make.
Home contents insurance cover highlights
Guests’ personal belongings – includes cover for loss or damage to the personal belongings of guests in your home up to £2,500 for any one claim
Cover for your business equipment – up to £10,000
Gifts – includes cover up to an additional 20% of the contents sum insured for gifts and other items in connection with a celebration, e.g. birthday, Christmas or wedding
Replacement keys and locks, whether they are lost or stolen – up to £1,000
Cover for trees, plants and shrubs – up to £2,500
Contents owned by relatives living in care homes – we will pay up to £1,000 for any one claim
