guide to sums insured
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Are you covered?
Our home insurance policy may give you peace of mind should the worst happen, but you’ll need to give us the correct sum insured so we can ensure the right amount of cover is provided. The tools below will help you calculate the right figure.
Rebuilding costs
Your rebuilding sum insured should represent the amount that you would have to pay to build your home again should there be a total loss eg in the event of a fire.
The Association of British Insurers’ (ABI) rebuilding cost calculator is designed to help you assess the rebuilding cost of your property.
