More than just an insurance policy

As one of the main insurers of Grade I listed buildings in England we're proud to have been voted best heritage insurer for 13 years by a panel of brokers1.

Over the 130 years we’ve been protecting heritage, we’ve built strong relationships with key organisations such as the Heritage Alliance, actively supporting the sector through sponsorships and investment in heritage skills.

Arts and culture insurance policy cover

We have a broad risk appetite and our policy is supported by underwriting experts who work with you to provide the right insurance solutions for your clients.

  • Buildings and contents
  • Business interruption cover (includes loss of attraction, prevention of access and ticketing suppliers)
  • Hirers’ liability
  • Reputational risk
  • Loss of money
  • Trustee and management liability
  • Legal expenses
  • Public liability
  • Group travel
  • Employers’ liability
  • Personal accident
  • Directors’ and officers’
  • Professional indemnity
  • Loss of licence
  • Engineering inspection
  • Equipment breakdown
  • Fidelity guarantee

    Watch our video

    Take a look at our heritage reel to see what makes us a specialist

    Working with us

    • You’ll be surprised what we can cover – from model villages to grand concert halls, check out our heritage risk appetite guide.
    • Confidence in our sums insured - our in-house team of qualified risk specialists provide building valuation services at no extra cost (subject to underwriting criteria).
    • Tracking from the Ecclesiastical Heritage Index - unique index helps to ensure that building sums insured are maintained at an adequate level to support the repair and restoration of a traditional property and reduce the risk of underinsurance.
    • Expert in-house art historians and heritage specialists - who are truly passionate about protecting heritage and fine art.
    • Direct access to risk specialists – access to our in-house risk experts who are on-hand to answer any risk-related queries via our Risk Advice Line.
    • Risk management resources and suppliers – you can find risk guidance and tools on topics from cyber to reputation management. For risk solutions, our Preferred Supplier Network consists of leading market specialists who we know and trust.
    • 24-hour helplines - including legal and tax advice, counselling for employees and their immediate family and public relations crisis and media assistance.
    • Support when they need it mostlearn more about our award-winning claims team2.
    • We give back - every year, we give £1million directly to good causes through our grants ranging from £1,000 to £50,000 and distribute available profits via our charitable owner.
    Ecclesiastical’s installation of real-time activity monitoring equipment in Kenwood House has huge potential to revolutionise the management of heritage estates in a sustainable way.

    Nicola Duncan-Finn, Senior Estates Manager at English Heritage

    1 Ecclesiastical FWD Broker opinion survey 2008 to 2020

    2Winner of the Personal Lines Claims Team of the Year award and Customer Care Individual award Insurance Post Claims and Fraud Awards 2020

    heritage barometer vector image - bonnet and headphones Kenwood House interior room