Charity Insurance

Working with you

We provide specialist cover for everything from community groups, advice centres, animal shelters and charity shops to grant funders and charitable trusts. View our risk appetite.
Access to experienced regional underwriters with the autonomy to make decisions.
All of our services are in-house with underwriting, award-winning claims,¹ survey and servicing all based in our UK regional teams.
Our combined valuation and risk management survey² protects clients against underinsurance and helps identify and reduce risks to their organisation.
You and your charity clients will also gain access to our risk advice line on 0345 600 7531 for risk queries.
Cover can include cyber insurance and a crisis communications helpline to ensure your client has support should an event occur.
We support with training and regulation by offering a 25% discount³ off an annual Educare licence, for unlimited online duty of care and safeguarding training.
Where appropriate, we will defend liability claims in a manner that protects your client’s reputation and we can provide rehabilitation support for employees.

Specialist staff with many years of experience in the charity sector

Broker

Product highlights

Our policies can be built around the needs of your client, choose from cover including:

Property damage for buildings and contents
Business interruption including for donations and grants
Employers’ liability including volunteers
Public and products liability
Trustees’ and management liability
Loss of registration/licence
Reputational risk
Personal accident
Cyber cover
Fine Art
Equipment breakdown
Hirers liability
Professional liability
Legal expenses.

We also give access to 24-hour helplines for emergency glass replacement, business assistance, counselling for employees, legal and tax advice. We understand your clients may be concerned with data safety so we can provide cyber cover and a PR crisis helpline.

For our full summary of cover please view our Charity and Community insurance policy summary.

¹ Insurance Post Claims Awards 2019, Commerical Lines Team of the Year

² Subject to underwriting criteria

³ To claim the 25% discount you must have an active education policy with Ecclesiastical Insurance on the date of purchase. This discount cannot be used in conjunction with any other offer.

Charity risk barometer

Our Charity Risk Barometer 2019 uncovers key challenges facing charities, helps you capitalise on opportunities and reap major rewards.

Reputation management for charities

A charity’s reputation is fragile. It can take years to build and only seconds to destroy. How the charity handles times of crisis could make all the difference.

Charity trustees, governance and positive risk taking

Charity trustees may have high profile or controversial decisions to make and it’s a big responsibility to bear.