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Cover for theft of metal when scaffolding is to be erected

The presence of scaffolding on any building can seriously compromise general security. Because of this our insurance policies normally exclude theft of external metal (normally on roofs) when scaffolding is erected. However, we can now offer some cover subject to various conditions.

What cover is available?

When a church with external metal is having scaffolding erected for repairs or other building work we may be able to provide insurance cover up to the limit of your building and/or contents sum insured for theft of external metal and for any subsequent damage.

What do we need to do to qualify for cover?

A church must meet the following minimum requirements:

  • You must have applied SmartWater (or an alternative forensic marker approved by Ecclesiastical), put up the warning signage in a prominent position and registered the product

and

  • You must have installed a roof alarm to a specification approved by Ecclesiastical which is linked to a monitoring service and is regularly maintained.

In addition to the above, a church must put the arrangements in place that are detailed in our checklist.

A church must refer this check list to their architect or contractor before any work takes place so that the security requirements can be built into the project.

Due to the technical nature of the requirements your architect or contractor must complete this check list.

Ecclesiastical Insurance Group plc (EIG) Reg No 1718196. Ecclesiastical Insurance Office plc (EIO) Reg No 24869. Ecclesiastical Life Ltd (ELL) Reg No 243111. Ecclesiastical Financial Advisory Services Ltd (EFAS) Reg No 2046087. Ecclesiastical Underwriting Management Ltd (EUML) Reg No 2368571. E.I.O. Trustees Ltd Reg No 941199. EdenTree Investment Management Ltd (EIM) Reg No 2519319. All companies are registered in England at Beaufort House, Brunswick Road, Gloucester GL1 1JZ. EIO and ELL are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 113848 (EIO) and 110318 (ELL). EFAS and EIM are authorised and regulated by the Financial Conduct Authority. Firm Reference Number 126123 (EFAS) and 527473 (EIM). EUML is an appointed representative of EIO who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 402228.