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Charity and Community Insurance

Consistently voted the Best Charity Insurer by brokers1, Ecclesiastical has been helping to protect not-for-profit organisations for over 130 years and are the UK's top insurance company for charitable giving2.

Currently insuring over 45,000 charities and being owned by a registered charity we understand that there’s no such thing as a typical charity.

We tailor our products and services to meet the needs of your charity clients by offering:

  • Unrivalled specialist expertise in underwriting, valuation and risk management.

  • In-depth understanding from working closely with key charity sector bodies and organisations.

  • Specialist buildings insurance valuation service included at no extra charge3 for most large charity risks. For those occupying older heritage type buildings, the sum insured will be tracked against the Ecclesiastical Heritage Index , more modern buildings will track against either GBCI or HRCI.  Helping to reduce the risk of under or over insurance.

  • Dedicated in-house claims specialists, who have made 99% of customers very or extremely satisfied4

Take a closer look at our Charity and Community Insurance

We have updated our policy to provide more depth and specialist cover, specific to the needs of your clients, available for new business and policies renewing from 1 November 2017.
  • Charity and Community key policy changes

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    • Moved to all risks property cover for your buildings and contents

    • Increased limits and added new extensions for example increased cover for raffle prizes and a new green clause

    • Added new reputational risks section including cover for PR crisis management costs, libel and slander and death of a patron. Also added PR crisis helpline for all customers.

    • New cyber section

    • Legal expenses cover now on an EPL basis as standard, with extensions for contract disputes & debt recovery included

    • New risk advice line for support on a range of topics including health and safety, fire safety and security

    • Fine art now available as an optional section

    • Faith and community product available for places of worship and other faith based risks.
  • Charity and Community cover

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    • All risks property cover for buildings and contents

    • Business interruption cover including donations and grants

    • Comprehensive financial lines options including professional indemnity, trustee & management liability and legal expenses sections

    • Personal accident cover for permanent employees and volunteers

    • Public, employers and hirers liability cover

    • Reputational risk section including cover for PR crisis management costs, libel & slander and death of a patron

    • Trustees Liability cover at £100,000 as standard, with options to increase limits and cover

    • Cyber protection for your computer systems 

    • Volunteers are included as employees for most covers

    • Plus access to a range of helplines including risk advice, PR crisis and media assistance, legal advice and counselling service as standard.

Get in touch to speak to one of our specialists

1Research carried out by FWD, an independent market research company. Ecclesiastical was named the best insurer for charity insurance between 2007-2016.  
22015/2016 Guide to UK Company Giving. 
3Terms and conditions apply. 
4Ecclesiastical claims satisfaction survey 2016. 
Ecclesiastical Insurance Group plc (EIG) Reg No 1718196. Ecclesiastical Insurance Office plc (EIO) Reg No 24869. Ecclesiastical Life Ltd (ELL) Reg No 243111. Ecclesiastical Financial Advisory Services Ltd (EFAS) Reg No 2046087. Ecclesiastical Underwriting Management Ltd (EUML) Reg No 2368571. E.I.O. Trustees Ltd Reg No 941199. EdenTree Investment Management Ltd (EIM) Reg No 2519319. All companies are registered in England at Beaufort House, Brunswick Road, Gloucester GL1 1JZ. EIO and ELL are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 113848 (EIO) and 110318 (ELL). EFAS and EIM are authorised and regulated by the Financial Conduct Authority. Firm Reference Number 126123 (EFAS) and 527473 (EIM). EUML is an appointed representative of EIO who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 402228.