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Buildings valuation service

Be confident your clients have the cover they need

Our experience shows that many individuals and organisations have incorrect buildings sums insured – meaning they are either under or over-insured. Being under-insured means that your client could find they’re not fully covered if they need to make a claim. And if they’re over-insured, they could be paying more than they need to for their insurance.

A buildings valuation1 from our experts, provided at no additional cost, helps avoid either of these scenarios.

Let our experts help

We have an in-house team of specialist surveyors who can provide a buildings and survey valuation1 at no additional cost to ensure your clients are not over or under-insured. It’s a service that’s increasingly rare among insurers, but we believe it’s an essential part of making sure your clients get the insurance they expect and deserve.

Once we’ve completed the buildings valuation, we’ll confirm the amount in a written report. If your client takes our cover based on our valuation, you can be confident that should they ever need to make a claim on the Buildings section of their policy, they won’t be penalised for underinsurance. Please note that the liability of the company however is always limited to the sum insured.2

Your client’s sum insured will also be index-linked using the most appropriate index for their building, meaning that any fluctuations in the cost of materials and resources required to reinstate their property are tracked. If the building is a heritage property, there are likely to be specialist considerations and the building may be placed on the Ecclesiastical Heritage Index  which has been specially calculated by BCIS for our heritage customers. 

The index will also further help to ensure your client is fully covered should they need to make a claim. 

1 Restrictions apply.
2 Not applicable for Art & Private Client policies where a different basis of settlement applies. Please speak to your regional centre for more details.

Ecclesiastical Insurance Group plc (EIG) Reg No 1718196. Ecclesiastical Insurance Office plc (EIO) Reg No 24869. Ecclesiastical Life Ltd (ELL) Reg No 243111. Ecclesiastical Financial Advisory Services Ltd (EFAS) Reg No 2046087. Ecclesiastical Underwriting Management Ltd (EUML) Reg No 2368571. E.I.O. Trustees Ltd Reg No 941199. EdenTree Investment Management Ltd (EIM) Reg No 2519319. All companies are registered in England at Beaufort House, Brunswick Road, Gloucester GL1 1JZ. EIO and ELL are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 113848 (EIO) and 110318 (ELL). EFAS and EIM are authorised and regulated by the Financial Conduct Authority. Firm Reference Number 126123 (EFAS) and 527473 (EIM). EUML is an appointed representative of EIO who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 402228.