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Public liability insurance 

A recent study of charities found that public liability was the main business risk charities were concerned about.

What is public liability insurance?

Public liability insurance covers you when your organisation is held legally liable for injury or damage to a third party. For example if someone is injured on your premises, you may be held liable by courts to pay damages to that third party, and any associated legal costs.

To learn more about public liability, why it’s relevant to insurance and why it is a concern for charities, watch our 60 second video…

Why choose Ecclesiastical for charity public liability insurance?

Voted best charity insurer* for the last five years running by both charities and brokers, we’ve been insuring not-for-profit organisations for 125 years. We insure thousands of the nation’s charities and not-for-profit organisations of all sizes and complexities – including youth and children’s charities, pastime clubs, advice and support groups and many more.

For more information about our public liability insurance read our Charity Insurance summary of cover or find a specialist insurance broker near you.

* Of those who named an insurer in the survey, the majority named Ecclesiastical as the best insurer for Charity Insurance. Research carried out by FWD, an independent market research company

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Ecclesiastical Insurance Group plc (EIG) Reg No 1718196. Ecclesiastical Insurance Office plc (EIO) Reg No 24869. Ecclesiastical Life Ltd (ELL) Reg No 243111. Ecclesiastical Financial Advisory Services Ltd (EFAS) Reg No 2046087. Ecclesiastical Underwriting Management Ltd (EUML) Reg No 2368571. E.I.O. Trustees Ltd Reg No 941199. EdenTree Investment Management Ltd (EIM) Reg No 2519319. All companies are registered in England at Beaufort House, Brunswick Road, Gloucester GL1 1JZ. EIO and ELL are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 113848 (EIO) and 110318 (ELL). EFAS and EIM are authorised and regulated by the Financial Conduct Authority. Firm Reference Number 126123 (EFAS) and 527473 (EIM). EUML is an appointed representative of EIO who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 402228.