Skip to content

Trustee Liability Insurance

Being a trustee of charity is an important role. There are numerous areas of regulation and law that trustees have to comply with and these can be demanding at times. Given that trustees are only human there is always the chance that they can make mistakes.

For the charity to meet any losses and legal costs, we offer trustee liability insurance cover. This protects the trustee and charity as a whole against liability arising from a wrongful act by a trustee.

Specialist Trustee Liability Insurance

Our Trustee Insurance covers the personal trustee liability and liability of officers, employees or voluntary workers arising from errors or omissions they make in the management and administration of the organisation. A range of limits of indemnity are available from £250,000 to £2,000,000 in any one period of insurance. Higher limits are also available.

Cover includes:

  • An indemnity to trustees whilst acting as a trustee of another not-for-profit entity at the request of the insured organisation. 

  • Up to £50,000 in any one period of insurance for lost or damaged documents, inclusive of all legal costs and expenses. 

  • Up to six years protection for retired trustees, directors, officers or member of the management committee.

  • Cover for reasonable costs (with our prior consent) to employ a marketing and/or public relations firm to help minimise the risk of damage to your reputation following an incident which could result in adverse publicity. Limit of £25,000 for any one incident and in any one period of insurance.

Cover is on a ‘claims made’ basis, which means it covers claims made against you – and notified to us – during the period of insurance.

Ecclesiastical Insurance Group plc (EIG) Reg No 1718196. Ecclesiastical Insurance Office plc (EIO) Reg No 24869. Ecclesiastical Life Ltd (ELL) Reg No 243111. Ecclesiastical Financial Advisory Services Ltd (EFAS) Reg No 2046087. Ecclesiastical Underwriting Management Ltd (EUML) Reg No 2368571. E.I.O. Trustees Ltd Reg No 941199. EdenTree Investment Management Ltd (EIM) Reg No 2519319. All companies are registered in England at Beaufort House, Brunswick Road, Gloucester GL1 1JZ. EIO and ELL are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 113848 (EIO) and 110318 (ELL). EFAS and EIM are authorised and regulated by the Financial Conduct Authority. Firm Reference Number 126123 (EFAS) and 527473 (EIM). EUML is an appointed representative of EIO who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 402228.