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Heritage Business and Leisure Insurance

Doing more for organisations with a link to heritage

From offices and retail to spas and hotels, many businesses have a link to heritage either due to the building they operate from or the nature of their operations. Being passionate about the heritage of today and yesteryear, Ecclesiastical collaborates with key organisations to develop the skills and expertise that enable us to provide specialist protection and support to these organisations. 

With over 130 years’ experience as a specialist insurer, we understand the complexities and unique nature of the challenges those with a connection with heritage can face. We have skilled in-house teams and contacts to ensure your buildings are accurately valued and that you have the guidance you need to minimise risk. 

Specialist and flexible insurance for Heritage Business and Leisure

Our Heritage Business and Leisure insurance can be tailored to individual needs to give you the cover you need. It includes: 

  • Buildings and contents on an ‘all risks’ basis
  • Public and employers liability
  • Trustee and management liability
  • Reputational risk
  • Business interruption cover including loss of attraction and prevention of access
  • Comprehensive legal expenses cover including planning application refusal appeals
  • Loss of licence including care, education, wedding and premises
  • Guest valuables
  • Marquee protection
  • Hirer’s liability
  • Shoots liability
  • Fine art.

As well as specialist covers, our Heritage Business and Leisure insurance gives you expert guidance, advice and support, including helplines for risk advice, legal services, Public Relations (PR) crisis assistance and counselling. 

We also provide a valuation service at no extra charge1. For those occupying older heritage type buildings, the sum insured will be tracked against the Ecclesiastical Heritage Index , more modern buildings will track against either GBCI or HRCI - helping to reduce the risk of under or over insurance. 

And with 98% claims satisfaction2, you can be confident we’ll be ready to resolve claims as quickly and fairly as we can.
1Terms and conditions apply
2Ecclesiastical customer satisfaction survey 2016
Ecclesiastical Insurance Group plc (EIG) Reg No 1718196. Ecclesiastical Insurance Office plc (EIO) Reg No 24869. Ecclesiastical Life Ltd (ELL) Reg No 243111. Ecclesiastical Financial Advisory Services Ltd (EFAS) Reg No 2046087. Ecclesiastical Underwriting Management Ltd (EUML) Reg No 2368571. E.I.O. Trustees Ltd Reg No 941199. EdenTree Investment Management Ltd (EIM) Reg No 2519319. All companies are registered in England at Beaufort House, Brunswick Road, Gloucester GL1 1JZ. EIO and ELL are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 113848 (EIO) and 110318 (ELL). EFAS and EIM are authorised and regulated by the Financial Conduct Authority. Firm Reference Number 126123 (EFAS) and 527473 (EIM). EUML is an appointed representative of EIO who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 402228.