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Personal Belongings Insurance

Our Home Contents Insurance provides insurance for your personal possessions whilst they are in your home and you can extend your personal items insurance to include belongings and valuables that you have with you when you’re away from home for up to 90 days worldwide.

What’s included in our personal belongings insurance?

Our personal items insurance includes:

  • Up to £3,500 of cover in any period of insurance

  • Cover includes property left in an unattended vehicle (subject to conditions)

  • Up to £750 cover for any one pedal cycle (subject to conditions)

  • Plus up to £2,500 of cover for guests’ personal belongings whilst in your home is included in your contents insurance

You should make sure that the sum insured covers the maximum amount of property that you are likely to
take away from home at any one time. If you have any items worth over £3,500 you need to itemise these separately when you get a quote.

By including personal possession insurance worldwide in your cover you can also save on travel insurance as most travel insurers will let you exclude personal possession cover from their policies if you have adequate cover under your home contents insurance.

We make a deduction for wear and tear of clothing.

Remember, as with all household insurance policies, terms and conditions and minimum premiums apply. Please note we may not be able to quote in all circumstances.

  • Call us on 0345 604 6438, 8am to 6pm Monday to Friday, or get a quote online.

Ecclesiastical Insurance Group plc (EIG) Reg No 1718196. Ecclesiastical Insurance Office plc (EIO) Reg No 24869. Ecclesiastical Life Ltd (ELL) Reg No 243111. Ecclesiastical Financial Advisory Services Ltd (EFAS) Reg No 2046087. Ecclesiastical Underwriting Management Ltd (EUML) Reg No 2368571. E.I.O. Trustees Ltd Reg No 941199. EdenTree Investment Management Ltd (EIM) Reg No 2519319. All companies are registered in England at Beaufort House, Brunswick Road, Gloucester GL1 1JZ. EIO and ELL are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 113848 (EIO) and 110318 (ELL). EFAS and EIM are authorised and regulated by the Financial Conduct Authority. Firm Reference Number 126123 (EFAS) and 527473 (EIM). EUML is an appointed representative of EIO who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 402228.