Passionate about protecting the exceptional

We know that your exceptional property, collections, jewellery and art require specialist cover.

More than just insurance

With our dedicated Art & Private Client team you are in safe hands. We will work with you and your insurance broker to build the cover your distinct lifestyle deserves.

Unrivalled expertise from our dedicated team

Our Art & Private Client team is comprised of art historians, technical underwriters, heritage experts and claims specialists. They work closely with art galleries, private collectors, artists, restorers and skilled craftsmen to keep up-to-date with market trends and offer you the expert and comprehensive service you need.  

Flexible cover for high net worth lifestyles

We provide flexible underwriting and generous upper limits for your home, contents, jewellery and collections. From exceptional artworks to eclectic collections, your possessions can be protected. 

Claims excellence

Our specialist claims team has an enviable reputation for delivering service excellence and if the worst should happen, you will have access to a dedicated high net worth claims handler. We offer a discreet and personal service, working closely with artisan repairers to ensure the professional and sympathetic restoration of your irreplaceable possessions. 99% of our customers are satisfied with our claims service1.

From first reporting my claim, to the delivery of my furniture and artefacts that had undergone restoration, the matter could not have been handled with more care, efficiency and professionalism.

A&PC customer

Art & Private Client Insurance features

We have a passion for protecting exceptional buildings, both old and new, and our expertise helps to protect the custom features that make your home unique.  
  • Extended payment cover for buildings (including listed buildings), fine art and valuables 
  • Costs of the restoration of fine art (where it has been damaged by an insured peril)
  • Legal expenses cover including inheritance disputes and education admission appeals
  • Flexibility to accommodate art or contents on a stand-alone basis
  • Cover for working from home and minor use of the home for business such as gardens open to the public or a bed and breakfast
  • Business interruption
  • Trustee indemnity 
  • Travel cover.


We can protect art work whether it is contemporary or classic, an individual item or a whole collection. Just some of the items we can cover include; paintings, jewellery, ceramics, glass and metal ware, sculptures, furniture, textiles and tapestries, gold and silver items and antiques.
We are the leading insurer of Grade I listed buildings in the UK, so we have many years of experience in overcoming the challenges you might face as a listed building owner.
It can be hard to estimate the total value of your contents so we have produced some simple tips to help you in our guide to valuing your contents.