Tailored cover, specialist expertise

We understand the complexities and unique nature of the challenges those working in a heritage building can face – just one reason why brokers have voted Ecclesiastical as the best heritage insurer for the past 11 years1.

Historic Britain insurance product highlights

Our Historic Britain insurance can be tailored to meet the needs of both ancient and modern buildings and sites. Cover can include:

  • Buildings and contents
  • Business interruption
  • Reputational risk
  • Trustee and management liability
  • Cyber
  • Employers’ liability
  • Public liability
  • Director’ and officers’
  • Loss of licence
  • Equipment breakdown
  • Fine art, collections and antiques
  • Loss of money
  • Fidelity guarantee
  • Hirers’ liability
  • Legal expenses
  • Group travel
  • Personal accident
  • Professional indemnity
  • Engineering inspection

    We understand you may be concerned with data safety. We can enhance your reputational risks cover, add cyber cover and give you a PR crisis helpline to deal with any immediate situations.

    For our full summary of cover please view our Historic Britain policy.

    Specialist fine art, collections and antiques cover

    Art historians and heritage specialists complement our insurance expertise at Ecclesiastical. This means that we have a comprehensive understanding of the unique nature of your artwork and collections and the expertise to protect even the most bespoke risks.

    Providing specialist building valuations

    We know it’s the specialist characteristics which make historic buildings unique, so we work hard to help you protect those features. We can provide a buildings valuation and link it to our Ecclesiastical Heritage Index, a specialist building index which tracks the costs of building materials and specialist skills that are often unique to heritage buildings, all at no additional cost2.

    Risk management services

    We work with organisations like The Heritage Alliance and Historic England to understand risks in the sector and find answers to some of the issues our customers face, like health and safety solutions which are not detrimental to the building’s original features. For risk advice, you’ll have access to our free risk advice line and we’ve also developed a Preferred Supplier Network with leading market specialists to help you avoid or mitigate risks to which you may be exposed.

    Nobody ever wants to be flooded, but on the evidence of this episode the best thing that can happen to you if you are to be flooded is to be insured by Ecclesiastical.

    Heritage customer

    1 Ecclesiastical FWD Broker opinion survey 2008 to 2020

    2 Subject to underwriting criteria

    Watch our video

    Take a look at our heritage reel to see what makes us a specialist

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    The summary of cover is an outline of the standard cover provided under the policy and is not personalised to you. The cover you choose will depend on your circumstances and will be shown on your policy schedule. The schedule will also detail some changes we have made relating to infectious and communicable diseases and cyber-related incidents.

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