Tailored cover, specialist expertise
We understand the complexities and unique nature of the challenges those working in a heritage building can face and brokers have voted Ecclesiastical as the best heritage insurer for the past 11 years1.
More than just insurance
With over 130 years’ experience insuring the UK’s heritage, we understand the needs of owner-occupied businesses and organisations located in unique buildings. As well as specialist covers, we give you expert advice and support, including health and safety guidance and helplines including legal advice and PR crisis assistance.
Risk management for the heritage sector
We work with organisations like The Heritage Alliance and Historic England to understand risks in the sector and find solutions to some of the issues our customers face, like offering health and safety solutions which are not detrimental to the building’s original features.
For risk advice, you’ll have access to our risk advice line
and we’ve also developed a Preferred Supplier Network
with leading market specialists to help you avoid or mitigate any risks to which you feel you may be exposed.
Specialist building valuations
We work hard to help you protect the characteristics that make your building unique and provide a buildings valuation at no additional cost2
. We can link that value to the Ecclesiastical Heritage Index
, a specialist building index which tracks the costs of building materials and specialist skills that are often unique to heritage buildings.
Award-winning claims expertise
If you need to make a claim, our award-winning claims team can access specialist craftspeople to restore and repair your property to the same standards with authenticity and professionalism. And with 99% claims satisfaction4, you can be confident we will be ready to resolve claims as quickly and as fairly as we can.
Nobody ever wants to be flooded, but on the evidence of this episode the best thing that can happen to you if you are to be flooded is to be insured by Ecclesiastical.
Heritage Business and Leisure product highlights
Our Heritage Business and Leisure insurance can be tailored so you get the exact insurance you need and only pay for what’s important to protect your business. Cover can include:
- Buildings and contents
- Business interruption
- Reputational risk
- Trustee and management liability
- Employers’ liability insurance
- Public liability insurance
- Directors’ and officers’ insurance
- Loss of license
- Equipment breakdown
- Fine art, collections and antiques
- Loss of money
- Fidelity guarantee
- Hirers’ liability
- Legal expenses
- Group travel
- Personal accident
- Professional indemnity
- Engineering inspection.
We recognise that every heritage building and location will have different needs and requirements, that's why our Heritage Business and Leisure insurance policy allows you to add additional covers such as cyber insurance and cover for fine art and valuables. Speak to your broker about the level of additional cover that’s appropriate for you.
1 Ecclesiastical FWD Broker opinion surveys 2007 to 2017
2 Subject to underwriting criteria
3 Ecclesiastical Claims Satisfaction Survey 2017