Fire safety in kitchens
Fires in kitchen and cooking areas are very common, often resulting in extensive damage to the premises and disruption to the business.
Specialist insurance for country clubs that offer exclusive facilities like gyms and golf courses to their members.
Cover for country clubs offering luxurious escapes with a range of activities, from golf courses to tennis courts and fine dining to event hosting. Built from the ground up to cover your club’s assets and facilities, we can also include onsite hotels, gyms, restaurants and spas.
You’ll also benefit from expert support from our risk and claims teams to help your club continue to run smoothly.
Liability covers Including Hirers’ liability and Directors’ and Officers’ liability. | |
Equipment breakdown Cover for damage to insured equipment arising from an accident including air conditioning, lifts and retail equipment such as credit card payment systems. | |
Business interruption Loss of revenue and/or increased costs if your country club cannot operate as usual. | |
Loss of licence Including weddings and premises. | |
Reputational risks Legal costs and loss of revenue due to adverse publicity. | |
Cover extensions Cover extended for items such as refrigerated stock, seasonal stock increases and loss of attraction. | |
Optional extensions Cover available for tronc payments and outside catering upon request. |
Please see our leisure insurance policy for details of the cover including exclusions and limitations. Your insurance broker will tailor advice and recommendations to your particular circumstances.
Building valuations from our in-house team to help ensure your sums insured are adequate at no additional cost (subject to underwriting criteria). | |
Direct access to a claims handler dedicated to your case – we aim to make quick decisions and upfront payments where possible. | |
Emergency helplines for a public relations crisis and media assistance. | |
Risk guidance and templates on issues such as slips and trips, tree management and electric vehicle charging. | |
Enterprise Risk Management support to tackle strategic risks. Includes practical tools and templates, webinars and bespoke consultancy, covering topics such as reputational risk and meeting regulatory requirements. |
The summary of cover is an outline of the standard cover provided under the policy and is not personalised to you. The cover you choose will depend on your circumstances and will be shown on your policy schedule. The schedule will also detail some changes we have made relating to infectious and communicable diseases and cyber-related incidents. |
If you are struggling to make payments for affordability reasons or logistical issues, please contact us (or your broker) as we may be able to support you with practical help.