Insurance for high-end restaurants

We build a policy based on your specific needs, from high-value equipment and unique décor to disruptions that could tarnish your brand.  

Benefit from dedicated, in-house risk and claims teams that help you manage risks to your business and get you back on track should something go wrong.  

	Public and Products liability Covering customers and third parties for injuries and food-related illnesses.
	Other liability covers Including Employers’, Hirers’ liability and Directors’ and Officers’ liability.
	Equipment breakdown Cover for damage to insured equipment arising from an accident including air conditioning and retail equipment such as credit card payment systems.
	Business interruption Compensates for loss of revenue and/or increased costs if your restaurant can’t operate as usual. Extensions are available to cover food poisoning and vermin.
	Reputational risks Legal costs and loss of revenue due to adverse publicity.
	Loss of registration/licence Including weddings and premises.
	Cover extensions Cover extended for items such as refrigerated stock, seasonal stock increases and loss of attraction.
	Optional extensions Cover available for tronc payments and outside catering upon request.

Please see our leisure insurance policy for details of the cover including exclusions and limitations. Your insurance broker will tailor advice and recommendations to your particular circumstances.