Arts and culture insurance

Specialist insurance for museums, libraries, theatres, concert halls and more.

Protecting a diverse and evolving sector

We have over 135 years of experience protecting culturally significant locations and a passion for the arts. Combined with in-house art historians and insurance expertise, we’re well-placed to understand the unique nature of your buildings, collections and operations.

Our long term, strong relationships with key bodies in the sector mean we’re part of the community in which we serve.

What's covered?

Buildings and contents cover

Including minor contract works.

Liability covers

Including Employers’ liability, Hirers’ liability and Trustees’ and Management liability.

Business interruption

Including loss of attraction, ticketing suppliers and external exhibitions.

Equipment breakdown

Including cover for fire safety curtains or lighting.

Fine art and collections

Including cover for exhibitions and items on loan.

Reputational risks

Support includes legal and Public Relations costs.

Loss of licence

Including wedding and premises licences.

Documents

The summary of cover is an outline of the standard cover provided under the policy and is not personalised to you. The cover you choose will depend on your circumstances and will be shown on your policy schedule. The schedule will also detail some changes we have made relating to infectious and communicable diseases and cyber-related incidents.

Arts and Culture summary of cover (PDF)

1 September 2025

Heritage - risk appetite guide (PDF) - Broker use only

10 July 2018

Why choose Ecclesiastical?

Practical guidance from our risk team - including help with building valuations, access to a comprehensive library of resources, and a dedicated risk helpline.
Personalised claims support - direct contact with the specialist handling your case, for clear communication and a smoother experience.
We believe that better business can better lives - we're proudly part of the Benefact Group and donate our available profits to good causes.

Ecclesiastical Heritage Index

EHI tracks the cost of materials and labour for traditional construction methods, reducing your risk of underinsurance.

Heritage Index

Heritage risk management

Risk support, templates, guides and checklists to help your organisation manage risks well.

Heritage risk support

96% Claims Satisfaction

Ecclesiastical Settled Property Claims Customers 2024, responses from 589 customers who had their claim settled.

Claims

Awards and accreditation

Need a quote?

Our insurance products are only available through a broker.

Related products

Art & Private Client Heritage Business & Leisure

Historic Britain insurance Fine Art insurance

Experiencing financial difficulty?

If you are struggling to make payments for affordability reasons or logistical issues, please let your broker know as we may be able to support you with practical help.

Find useful resources on the following websites:

MoneyHelper | GOV.UK | Citizens Advice

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