Leisure insurance

Specialist insurance for the leisure sector, whether you provide accommodation, attractions, arts, dining or social experiences.

Manage leisure risks

Expertise without reservations

Leisure insurance can be tailored to suit a range of different businesses from high-quality hotels and serviced apartments, fine dining restaurants and gastropubs, exhibition centres, visitor attractions, country clubs with gyms, and theatres.

Our support extends beyond your insurance policy; you’ll also benefit from expert risk advice and efficient claims service.

What's covered?

Buildings and contents insurance

All risks buildings cover, which includes the costs of repair or reinstatement of damaged buildings.

Liability covers

Including Hirers’ liability and Directors’ and Officers’ liability.

Equipment breakdown

Cover for damage to insured equipment arising from an accident.

Fine art cover

Including new acquisitions and temporary removal.

Business interruption

Loss of revenue and/or increased costs if your business can’t operate as usual.

Reputational risks

Legal costs and loss of revenue due to adverse publicity.

Loss of licence

Including weddings and premises.

Cover extensions

Cover extended for items such as deterioration of refrigerated stock, seasonal stock increases, and loss of attraction.

Optional extensions

Cover available for tronc payments and outside catering upon request.

Documents

The summary of cover is an outline of the standard cover provided under the policy and is not personalised to you. The cover you choose will depend on your circumstances and will be shown on your policy schedule. The schedule will also detail some changes we have made relating to infectious and communicable diseases and cyber-related incidents.

Leisure insurance summary of cover (PDF)

1 September 2025

Leisure insurance - risk appetite guide (PDF) - Broker use only

23 April 2024

Why choose Ecclesiastical?

Practical guidance from our risk team - including help with building valuations, access to a comprehensive library of resources, and a dedicated risk helpline.
Personalised claims support - direct contact with the specialist handling your case, for clear communication and a smoother experience.
We believe that better business can better lives - we're proudly part of the Benefact Group and donate our available profits to good causes.

95% Claims Satisfaction

Ecclesiastical Property Claims Customers 2025, responses from 540 customers who had their claim settled.

Claims

Managing leisure risks

Risk support, templates, guides, and checklists to help your business manage risks well.

Leisure risks

Customer helplines

Emergency customer helplines for public relations crisis and media assistance, legal assistance and reporting new claims.

Emergency contacts

Need a quote?

Our insurance products are only available through a broker.

Awards and accreditation

Experiencing financial difficulty?

If you are struggling to make payments for affordability reasons or logistical issues, please contact us (or your broker) as we may be able to support you with practical help.

MoneyHelper | GOV.UK | Citizens Advice