Specialist insurance for the leisure sector, whether you provide accommodation, attractions, arts, dining or social experiences.
Leisure insurance can be tailored to suit a range of different businesses from high-quality hotels and serviced apartments, fine dining restaurants and gastropubs to exhibition centres, visitor attractions, country clubs with gyms and theatres.
Our support extends beyond your insurance policy, you’ll also benefit from expert risk advice and efficient claims service from our award-winning teams*.
 | Buildings and contents insurance All risks buildings cover which includes the costs of repair or reinstatement of damaged buildings. |
| Liability covers Including Hirers’ liability and Directors’ and Officers’ liability. |
| Equipment breakdown Cover for damage to insured equipment arising from an accident. |
| Fine art cover Including new acquisitions and temporary removal. |
| Business interruption Loss of revenue and/or increased costs if your business can’t operate as usual. |
| Reputational risks Legal costs and loss of revenue due to adverse publicity. |
| Loss of licence Including weddings and premises. |
| Cover extensions Cover extended for items such as deterioration of refrigerated stock, seasonal stock increases and loss of attraction. |
| Optional extensions Cover available for tronc payments and outside catering upon request. |
| Building valuations from our in-house team to give you confidence in your sums insured at no additional cost (subject to underwriting criteria). |
| Direct access to a claims handler dedicated to your case – we aim to make quick decisions and upfront payments where possible. |
| Emergency helplines for a public relations crisis and media assistance. |
| Risk guidance and templates on issues such as slips and trips, fire suppression and escape of water. Plus access to the risk advice line, putting you in direct contact with our risk team. |
| Preferential rates from some of our network of trusted suppliers. |
| Enterprise Risk Management support to tackle strategic risks. Includes practical tools and templates, webinars and bespoke consultancy, covering topics such as reputational risk and meeting regulatory requirements. |
See the risk maturity rating for your organisation with our new assessment tool
 | The summary of cover is an outline of the standard cover provided under the policy and is not personalised to you. The cover you choose will depend on your circumstances and will be shown on your policy schedule. The schedule will also detail some changes we have made relating to infectious and communicable diseases and cyber-related incidents. |