Charity insurance

Can I insure my charity with Ecclesiastical?

We’re able to insure a variety of charities and have a range of covers available. 

Whether you insure with your broker or with us directly, you'll have expert support so you can build a policy based on your charity’s needs.

Charity insurance cover

tickPublic and products liability
Ensures you’re covered for claims made by a member of the public due to injury or third-party property damage.
tickEmployee liability
Safeguard your business against employee claims, including legal and compensation expenses.
If you have paid staff, it’s a legal requirement to have this cover in place.
tickTrustee indemnity 
Financially protects trustees or board members if a claim is made against them.
tickBusiness interruption 
Cover for loss of gross profit, revenue and rental income if your charity cannot operate for a reason insured on your policy.
tickLegal cover
Provides cover for legal costs due to a dispute, including a 24-hour legal advice helpline.
tickProperty damage
Damage to buildings, contents, stock, computer equipment and tenant improvements (structural and cosmetic improvements made to the building by your charity and not covered by the landlord's insurance).
Credit and debit card fraud, identity theft following the fraudulent use of business identity, auditors fees and rewriting of systems records.
Read our policy summary for more details including exclusions and limitations.

Why choose Ecclesiastical for your charity insurance?

We’re owned by a charity investing profits in good causes since we were established, over 135 years ago. 
We contribute to the greater good of society, with our sole purpose to give back to the communities in which we do business. We are proud to be part of the Benefact Group – an international family of specialist financial services companies, built on the idea that better business, can better lives. 

*Awards and accreditation

British Insurance Awards logo - Specialist Company of the Year CIR Risk Management Awards 2022 - Risk Management Specialist Company of the Year Chartered Insurance Brokers Gracechurch outstanding claims service quality award 2024 Insurance Times claims excellence awards winner - Claims product solution of the year - insurer

Get a quote

If you are a small charity and you don't currently use a broker, you can arrange your insurance with us directly on -

0345 850 9485

If your renewal isn't due just yet, share the date with us and we'll call you the month before. 

Arrange a callback

Do you use a broker?

If you're a larger charity or have more complex needs, it's best to arrange a policy via your broker.

Find a broker

I have a query on an existing policy

If your policy number includes CHA or CBP after the first two numbers please call us on -

0345 777 3322

If your policy number begins with 605 please call us on -

0345 850 9485

I need to make a claim

If you need our help, please call us as soon as you can.

0345 603 8381

24 hours a day, 7 days a week (UK only)

Enquiries regarding existing claims can be made between 8am and 6pm, Monday to Friday (excluding bank holidays).

Our team will get back to you as soon as we can (usually within 24 hours)

Report a claim

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The summary of cover is an outline of the standard cover provided under the policy and is not personalised to you. The cover you choose will depend on your circumstances and will be shown on your policy schedule. The schedule will also detail some changes we have made relating to infectious and communicable diseases and cyber-related incidents.

Charity Insurance FAQs

While some policies may not be compulsory, they are typically chosen because severe risks have been identified. If you’re unsure, call our team of experts on 0345 850 9485.
A building survey may need to be done to obtain an accurate rebuild cost valuation. This is important when taking out property insurance to ensure you receive an accurate pay out in the event of a claim. We can support you with this.

If your charity has an income of less than £100,000, call our friendly team of experts on 0345 850 9485. They will talk to you about your needs before issuing you a quote. We know that getting insurance for your organisation can seem complicated, which is why our advisors are on hand to answer all of your questions. 

For larger charities or those with more complex needs, it's best to arrange a policy with us via your broker. They will be able to give you expert advice and help you choose the right cover.

From employee liability to business interruption, we offer nearly 30 covers for your organisation.
No two organisations are the same, which is why there is no set package for charities and not-for-profits. Choose the cover that your charity needs and we'll build a policy that's unique to you.
First aid kit, coins and tools in blue overlaid with colourful arrows pointing downwards. Movement for good A group of people painting a chicken shed Group of hands reaching up together into the sky