Charity insurance

Our charity insurance offers tailored cover and competitive premiums for charities and not-for-profit organisations. 

Every charity is different, and the insurance you need varies too. That’s why for small charities without buildings we can offer simply structured cover and a streamlined application process, but if you are a larger charity we can offer a bespoke and more extensive insurance offering.

Our friendly specialists can talk you through the cover available helping you make sure that you are protected should the unthinkable happen. 

• Cover for your buildings and contents
• Employers’ and public and products liability, including trustees’ and management liability (£100,000 as standard, higher limits are available)
• Loss of income protection
• Cyber insurance
• Personal Accident insurance
• Professional indemnity cover
• Fidelity cover to protect you against theft by your employees or volunteers
• Options to increase the limits under various sections including money and legal expenses.

• Your annual income  does not exceed £15,000 
• You have no buildings to insure 
• You are not involved in any hazardous activities. 

• Cover for public and products liability, including reputational risk, which is flexible so can you choose the level of cover you need 
• £10million employers’ liability insurance 
• £100,000 Trustee liability cover included as standard with higher limits available 
• Commercial legal protection cover up to £250,000
• Cover for your contents up to £5,000, including whilst away from the premises up to £1,000 per claim. 
• Cover provided for money held during business hours at your premises up to £1,000 or in the home of an employee or volunteer up to £500
• 24-hour assistance helplines for PR crisis, legal advice and risk advice.