Underinsurance – the underestimated problem
Picture the scene: a family safe, their property damaged, the chances of salvaging anything, limited. Is this the time to learn about underinsurance?
Our specialist insurance provides protection for a wide range of buildings, from listed to contemporary. Cover for your home contents can include jewellery, fine art, unique collections, handbags and sculptures.
Our support extends beyond your insurance policy. Within our team is a blend of specialist high net worth underwriters, art historians and claims professionals – all passionate about protecting what is important.
Home and contents insurance Buildings, contents, personal belongings, art, antiques and valuables. | |
Liability insurance Property owner’s liability up to £10million. | |
Family and lifestyle protection Property alteration costs, assault benefit, psychiatric services, medical expenses, sponsorship losses and hole-in-one cover for golfers. | |
Cyber insurance Online liability, systems damage and cyber crime. | |
Opening your home to the public Including gardens open to the public or bed and breakfast. | |
Legal expenses Including inheritance disputes and education admission appeals. | |
Optional additional covers Oil contamination, business liability, business cover (for business contents, business money and business interruption) and travel insurance1. |
1 If you're a customer and we've been unable to assist you with travel cover for a pre-existing medical condition please speak to your broker in the first instance. The Money and Pensions Service (MaPS) also has a directory of specialist travel insurers on its MoneyHelper website. Alternatively, you can call the MoneyHelper’s Customer Contact Centre on 0800 138 7777 (Lines open Monday to Friday, 8am to 6pm)
Building valuations from our in-house team to give you confidence in your sums insured at no additional cost (subject to underwriting criteria). | |
Service excellence from our award-winning claims team* with direct access to a claims handler dedicated to your case. | |
We work closely with specialist repairers to ensure professional and sympathetic restoration of your irreplaceable items. | |
Insight and guidance on the latest topics and trends – such as cyber crime, the art market and mitigating the risk of targeted crime. | |
A library of risk management guidance, network of trusted suppliers and access to our award-winning risk team* via our risk advice line. |