Award-winning home insurance for what truly matters

Why choose Ecclesiastical?

tickHome emergency and legal expenses cover included as standard.
tickNo renewal fees or admin charges for changes to your policy.
tickClaim with confidence – in 2023, 99% of customers were satisfied with our service.
tickNew customers receive a £130 donation for the cathedral or church of their choice.
tickDiscount for volunteers of registered charities.

We give our available profits to churches, charities and other good causes.

Award-winning home insurance

What's covered

tickUp to £750,000 for buildings and £75,000 for contents as standard. Need more? Please call us.
tickUp to £3,500 for contents away from home.
tick24-hour home emergency assistance up to £1,000.
tickLegal expenses.
tickStudent contents at university.
tickAccess to helplines for glass replacement, legal and tax advice and counselling.

What’s not covered

crossWear and tear – this naturally happens over time and is not covered by most insurance policies.
crossMechanical breakdown of items over time.
crossFaulty work by a tradesperson.

You can find more about the cover, limits and exclusions in our home insurance product information document.

Optional extras

  • Accidental damage cover 
  • Items or collections worth more than £3,500 – please let us know what these are.
  • Bikes worth more than £750 – please let us know if you’d like us to cover these.

Discounts

  • No claims discount - If you renew your policy and have not made a claim, we will provide a discount. If a claim is made, we will not apply the discount to your next renewal.
  • Clergy, church worker or church volunteers
  • Volunteers at registered charities (simply quote 'charityworker' on the phone or in your online quote.)
  • Online discount available.

Get the right cover

Buildings insurance

Covers the cost of repairing the structure of your home, including permanent fixtures, fittings and outbuildings.

More about buildings insurance

Contents insurance

Our contents-only policy provides cover for items in your home and your personal possessions.

More about contents insurance

Clergy home insurance

Home insurance for clergy, enhanced contents cover that considers your extra duties for the church.

More about clergy home insurance
"Professional and ethical insurers. Patient and clear in enabling me to choose the right policy for my needs when purchasing home insurance." 5 star review by Molly Wolfe | Rated 4.7 / 5 | 149 reviews Trustpilot

Get a quote online

You can apply for a quote online if:

  • Your rebuilding cost is £750,000 or less
  • The home was built after 1840
  • Your contents is £75,000 or less
  • You have no valuables items over £3500
  • The property is your main home.

Renewing your home insurance

We will send you a renewal pack within 21 days of your renewal date. It will have details of your renewal premium, any changes to the policy wording and cover, and a reminder of what you have told us, so you can update us if anything has changed.

If you pay by Direct Debit, your policy will auto-renew at the end of the policy term, giving you the peace of mind of continued cover. When this happens your monthly payments will continue according to a revised payment schedule reflecting your renewal premium. 

You can opt out of auto-renewal at any time by calling us on 0345 777 3322, emailing household@ecclesiastical.com or using the website form.

If you opt out, you will need to contact us before your renewal date if you wish to renew your policy. Otherwise, your cover will end when your existing policy expires leaving you with no insurance.

If you pay any other way, please note, the policy will not auto-renew. You will need to contact us if you wish to renew your insurance.

Please note that in rare cases, due to a change in risk or circumstances, we may be unable to offer renewal. We will let you know if this is the case.

Please note - calls to 03 numbers are usually charged at no more than the local rate.

Which? logo with surrounding text reading - Best Buy May 2023 - Buildings and contents insurance