Independent financial advice and expertise

Ecclesiastical Financial Advisory Services (EFAS) have provided fully independent advice about investments, pensions, savings and planning for retirement since 2009. We offer also independent mortgage advice and we are proud to have been named as ‘South West Local Mortgage Hero’ by NatWest for 2019. You can have full confidence and trust that the advice we give is impartial and concentrates on finding a suitable solution to meet your needs.

Charitable giving

Being part of the Ecclesiastical Group means that a large proportion of the profit we make is given to our owner, Allchurches Trust, which gave more than £16.9 million in grants to charities, churches and communities in 2018. We are committed to doing the right thing for our clients and delivering growing financial returns to our owner, which in turn helps change people’s lives for the better.

Our services

Personal financial planning

Our experienced independent financial advisers are specialists in advising clergy and the general public on all financial matters such as:
 
  • Pensions and retirement planning
  • Saving and investing (including ethical investments)
  • Life insurance and income protection
  • Mortgage advice, including specifics for those living in tied accommodation
Our personal financial planning services are fee-based but there is no charge for the first meeting and all charges are agreed upfront before any commitment is made on either part.

Financial planning

 We offer a range of seminars to support clergy financial wellbeing which include:
 
  • Speaking at pre-retirement events
  • Speaking to new curates about financial matters and the importance of planning ahead
  • Speaking at events aimed specifically at supporting house purchase
These can be arranged by us or provided at supporting events arranged by the diocese or ministerial development team.
 
As independent advisers, our aim is to inform and help attendees understand financial issues rather than focus on products.

How much will independent financial advice cost me?

Our personal financial planning services are fee-based but there is no charge to you for the first meeting and all charges are agreed upfront before any commitment is made on either side. Fees are based on the time spent on your case, taking into account the experience and skills involved and the complexity of your situation.  

How our independent financial advisers can help you

Contact us and we will agree with you the best way to help you.
 
We can arrange a face-to-face or telephone meeting so we can understand your needs, agree the services we will provide and how much it will cost. We’ll then take you through a 5 step financial planning process to provide you with suitable advice and recommendations.

Our most recent award

No alt text available
Ben was knowledgeable, helpful, patient, and, most importantly, took time to explain clearly to a financial simpleton like myself what was what when it came to getting a mortgage for the first time. He replied promptly to calls and emails, and had clearly done his homework on the best deals for us.

EFAS customer