Hotel insurance

We know every business in the hospitality industry is unique. Whether your hotel is a heritage building full of charm and character, or a stunning contemporary location with all the mod-cons, we have the expertise to support you. 

Hotel owners who insure with us also benefit from specialist risk advice and efficient claims service from our award-winning teams*.

Hotel insurance cover

tickHotel liability covers
Including Hirers’ liability and Directors’ and Officers’ liability.
tickBuildings and contents insurance
Hotel buildings cover which includes the costs of repair or reinstatement of damaged buildings.
tickEquipment breakdown
Damage to hotel equipment including lifts, central heating, air conditioning and credit card payment systems.
tickBusiness interruption
Loss of revenue and/or increased costs if your hotel can’t operate as usual.
tickReputational risks
Legal costs and loss of revenue due to adverse publicity.
tickLoss of registration/licence
Including weddings and premises.
tickFine art and collections
Including new acquisitions and temporary removal.
tickCover extensions
Cover extended for items such as refrigerated stock, seasonal stock increases and loss of attraction.
tickOptional extensions
Cover available for tronc payments and outside catering upon request.

Please see our leisure insurance policy for details of the cover including exclusions and limitations. Your insurance broker will tailor advice and recommendations to your particular circumstances.

Why choose Ecclesiastical?

tickOur risk team can help give you confidence in your sums insured by carrying out a building valuation at no additional cost (subject to underwriting criteria).
tickWe take a proactive approach to protecting the interests of your hotel against third-party legal liability claims.
tickSupport with managing strategic risks to avoid interruptions to your business. Can include Enterprise Risk Management tools, templates and webinars.
tickIf your hotel is in a historic building, we link it to the Ecclesiastical Heritage Buildings Index to ensure that the cost of traditional materials is accounted for.
tickCustomer helplines for public relations crisis and media assistance.

Awards and accreditation

British Insurance Awards logo - Specialist Company of the Year CIR Risk Management Awards 2022 - Risk Management Specialist Company of the Year Chartered Insurance Brokers Gracechurch outstanding claims service quality award 2025 Insurance Times claims excellence awards winner - Claims product solution of the year - insurer
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The summary of cover is an outline of the standard cover provided under the policy and is not personalised to you. The cover you choose will depend on your circumstances and will be shown on your policy schedule. The schedule will also detail some changes we have made relating to infectious and communicable diseases and cyber-related incidents.

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