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Insurance for high-end hotels

Specialist insurance for boutique and independent hotels, spas and luxury retreats.

What's covered?

Hotel liability covers

Including Hirers’ liability and Directors’ and Officers’ liability.

Buildings and contents insurance

Hotel buildings cover, which includes the costs of repair or reinstatement of damaged buildings.

Equipment breakdown

Damage to hotel equipment, including lifts, central heating, air conditioning and credit card payment systems.

Business interruption

Loss of revenue and/or increased costs if your hotel can’t operate as usual.

Reputational risks

Legal costs and loss of revenue due to adverse publicity.

Loss of registration/licence

Including weddings and premises.

Fine art and collections

Including new acquisitions and temporary removal.

Cover extensions

Cover extended for items such as refrigerated stock, seasonal stock increases and loss of attraction.

Optional extensions

Cover available for tronc payments and outside catering upon request.

Documents

information icon

The summary of cover is an outline of the standard cover provided under the policy and is not personalised to you. The cover you choose will depend on your circumstances and will be shown on your policy schedule. The schedule will also detail some changes we have made relating to infectious and communicable diseases and cyber-related incidents.

Why choose Ecclesiastical?

  • Practical guidance from our risk team - including help with building valuations, access to a comprehensive library of resources, and a dedicated risk helpline.
  • Personalised claims support - direct contact with the specialist handling your case, for clear communication and a smoother experience.
  • We believe that better business can better lives - we're proudly part of the Benefact Group and donate our available profits to good causes.

96% Claims Satisfaction

Ecclesiastical Settled Property Claims Customers 2024, responses from 589 customers who had their claim settled.

Claims

Managing hotel risks

Risk support, templates, guides and checklists to help your hotel manage risks well.

Leisure risks

Need a quote?

Our insurance products are only available through a broker.

Experiencing financial difficulty?

If you are struggling to make payments for affordability reasons or logistical issues, please contact us (or your broker) as we may be able to support you with practical help.

MoneyHelper | GOV.UK | Citizens Advice

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