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Nursery insurance

Specialist insurance tailored to suit the needs of registered nurseries, kindergartens, pre-schools, and early years care providers.

What's covered?

Buildings and contents cover

Including accidental or malicious damage.

Liability insurance

Including Public, Employers and volunteers’ liability.

Business interruption

For loss of revenue and increased costs to continue activities.

Personal accident

Automatic cover benefits for nursery children and pre-schoolers.

Equipment breakdown

For example, central heating, air conditioning, office equipment, computer equipment and audio visual equipment.

Walk-in theft contents cover

Legal expenses

Including statutory licence appeal and legal defence.

96% Claims Satisfaction

Ecclesiastical Settled Property Claims Customers 2024, responses from 589 customers who had their claim settled.

Claims

Customer helplines

Emergency customer helplines for public relations crisis and media assistance, legal assistance and reporting new claims.

Emergency contacts

Managing nursery risks

Risk support, templates, guides and checklists to help your nursery manage risks well.

Nursery risk management

Need a quote?

Our insurance products are only available through a broker.

Experiencing financial difficulty?

If you are struggling to make payments for affordability reasons or logistical issues, please contact us (or your broker) as we may be able to support you with practical help.

MoneyHelper | GOV.UK | Citizens Advice

Contact us

Nursery risk management articles

Fire safety

Dry powder extinguishers

Caution is required when using dry powder extinguishers. In the wrong environment, they can cause unintended damage.

Health & safety and protecting people

A guide to good tree management

Trees bring beauty, shade and natural diversity to any landscape, but they can also present hazards. Careful management is key.

Health & safety and protecting people

Visits and outings

Keeping people safe during visits and outings.

Health & safety and protecting people

Managing volunteers: Health and safety

How to protect the safety of volunteers including health and safety legislation, typical hazards and how to manage the risks.

Security

Security

How to manage security risks.

Health & safety and protecting people

Withdrawal of BT Redcare Alarm Signalling products

In early 2024, BT Redcare announced they were to stop selling new alarm signalling products from the end of February 2024, and all their existing product services will end on 15 December 2025 or earlier, where contractual services are due to expire before then.  

Security

Lockdown procedures in schools

Serious threats are very rare, but when they do happen, they can be difficult to predict and hard to handle. A sensible lockdown plan can help your school prepare for the worst and minimise risk to students and staff.

Health & safety and protecting people

Legionella

Legionellosis is a collective term for diseases caused by legionella bacteria including the most serious Legionnaires’ disease.

Health & safety and protecting people

Accidents and first-aid

If someone becomes ill or is injured on your premises, immediate first-aid assistance must be provided. This can save lives and prevent minor injuries from becoming major ones.

Environmental & weather

Managing risks with living walls

Living walls, often referred to as green walls or vertical gardens, help create sustainable buildings and can be extremely attractive. But the possibility of increased fire risk needs to be considered.

Environmental & weather

Staying safe in a storm

With extreme weather events becoming more frequent, it’s important to know what to do before, during and after a storm.

Health & safety and protecting people

Battery charging safety guidance

Advances in technology, changes in behaviour, convenience, and environmental concerns, have caused an increase in demand for battery powered vehicles, tools, equipment and devices.

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