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Care insurance

From hospices to care homes, we have provided insurance for care providers for over 30 years.

Manage your risks

Organisations that provide care are unique. We understand the different aspects of cover you might need and work with you to build a policy.

We cover a variety of organisations, from registered care homes to retirement villages. Our experience working with organisations gives us an understanding of the sector and the risks you face.

Care insurance policy cover

 

 

Property damage

Equipment breakdown

 

  
 

Employers' liability

Business interruption

 

  
 

Treatment and medical malpractice

Professional indemnity

 

  
 

Trustee and management liability

Legal expenses

 

  
 

Money

Loss of care registration.

 

  

 

Documents

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The summary of cover is an outline of the standard cover provided under the policy and is not personalised to you. The cover you choose will depend on your circumstances and will be shown on your policy schedule. The schedule will also detail some changes we have made relating to infectious and communicable diseases and cyber-related incidents.
Care insurance summary of cover (PDF)
1 September 2025
Care - risk appetite guide (PDF) - Broker use only
5 March 2021

Why choose Ecclesiastical?

  • Practical guidance from our risk team - including help with building valuations, access to a comprehensive library of resources, and a dedicated risk helpline.
  • Personalised claims support - direct contact with the specialist handling your case, for clear communication and a smoother experience.
  • We believe that better business can better lives - we're proudly part of the Benefact Group and donate our available profits to good causes.

96% Claims Satisfaction

Ecclesiastical Settled Property Claims Customers 2024, responses from 589 customers who had their claim settled.

Claims

Risk management for care

Risk support, templates, guides and checklists to help you manage risks well.

Care risk support

Need a quote?

Our insurance products are only available through a broker.

Awards and accreditation

Also in this section

Advice for trustees Charity insurance Trustee & Management liability insurance
Legal duties of a charity trustee Trustee confidence

Experiencing financial difficulty?

If you are struggling to make payments for affordability reasons or logistical issues, please contact us (or your broker) as we may be able to support you with practical help.

MoneyHelper | GOV.UK | Citizens Advice

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