Protecting your property from escape of water
According to Ecclesiastical claims data, escape of water is one of the largest causes of property insurance claims.
Solar panels can help individuals and organisations to reduce energy costs, cut carbon emissions and with the right set-up, earn you money.
Photovoltaic systems (or solar panels), only require daylight, rather than direct sunlight to generate electricity so they work even on a cloudy day.
They directly convert the sun’s light into electricity using solar cells. In simple terms, the light passes through the photovoltaic modules (panels) which produce direct current (DC) electricity. This then passes through an inverter which transforms the DC electricity into the alternating current (AC) electricity commonly used.
High current levels can be experienced with DC electricity which can pose problems with firefighting, particularly as the solar panels cannot simply be switched off and can continue to operate even when damaged. Delays can occur in making the premises safe for firefighters possibly exacerbating the extent of the loss. Specialist fire extinguishing mediums have been developed for dealing with solar photovoltaic (PV) fires and fire and rescue services are equipped with these extinguishers.
Fire can melt the roof anchors securing PV panels allowing them to cascade down the roof and a burning PV panel can release significant amounts of toxic gas.
Another issue is that the structural strength of the building/roof may not have been fully assessed prior to installation which could result in early roof collapse in the event of fire.
To reduce the risks associated with solar voltaic panels you should: