Ecclesiastical Financial Advisory Services

Independent financial advice for you and your family

Arrange a call back or call us on 0800 107 0190

Helping you make the right financial choices

Welcome to Ecclesiastical Financial Advisory Services (EFAS), where our focus is on your financial well-being. For over a century, Ecclesiastical has been providing expert financial advice to help people make informed decisions with confidence and trust.

Our Service Commitment: We believe in offering impartial advice that’s dedicated to finding the right solutions for you. Whether you're planning for retirement, seeking investment opportunities, or exploring your mortgage options, our experienced independent financial advisers are here to guide you every step of the way.

Get in touch today

Your financial journey begins with a conversation. Arrange an initial meeting with one of our friendly advisers, without any cost or obligation:

0800 107 0190

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98% Client satisfaction

EFAS Client Satisfaction Survey – November 2024 - Based on survey responses from 95 EFAS clients.

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In partnership with the Church of England Pensions Board

We’re proud to be the official partners for independent financial advice to Church of England Pensions Board scheme members.

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Advice tailored to you

Saving and investing – with our expert advice, we can help you develop a diversified investment plan that reflects your attitude to risk and is focused towards making your money work harder. You also have the flexibility to invest ethically in accordance with your principles.

Mortgage solutions - Whether you’re a first-time homebuyer or nearing the end of an existing arrangement, we can help you find the perfect mortgage that’s tailored to your needs. We also have in-depth knowledge of finding the right mortgage for people living in tied or job related accommodation such as clergy, teachers and military personnel.*

Tax-efficient saving – we can offer you clear advice on how to make full use of the annual tax reliefs and allowances available – including those associated with ISAs, pensions and Capital Gains Tax. This also includes expert advice on Inheritance Tax Planning, helping you provide a lasting legacy to leave to your family.

Protection planning – we can help you select the right cover to protect your lifestyle, should you suffer an illness or injury that prevents you from working. We can also arrange life assurance cover, so if the worst should happen, your loved ones will have some financial support.

Retirement planning - Whatever your stage of life, we can help you explore your options to ensure you have the right pension arrangements in place to enjoy a comfortable retirement. If you’re already retired, we can also show you how to successfully invest for income to help maintain your required standard of living.

* Your home may be repossessed if you do not keep up repayments on a mortgage.

Clergy specialist advice

Our team of advisers has expert knowledge and insight into your Church benefits to offer clear advice and guidance, giving you financial peace of mind.

We're by your side - Whether you’re a new curate starting your career in Ministry needing to develop a clear financial plan, an established member of the clergy requiring a review of your pension arrangements, or seeking a mortgage lender to acquire a property, we’re here to help.

Find out more about how we help our clients

Parish fund investment reviews
Our expert advisers have a wide range of experience in working with Parochial Church Councils across the UK and know how to help PCC trustees manage their investments and meet their legal duties.

Find out more about parish fund investment

Clergy and lay staff seminars
We regularly provide topical and informative financial wellbeing seminars and workshops in different diocese across the UK. These cover a range of topics, including pre-retirement planning, as well as financial guidance for those new to ministry, and include insights into getting the right mortgage, especially if you live in church provided accommodation. Seminars are often organised in cooperation with the Church of England Pensions Board and can be arranged through your diocese or ministerial development team.

Why choose EFAS?

Expertise - Our advisers specialise in financial planning for both the clergy and the wider general public, ensuring that you receive knowledgeable and relevant advice.
Trust - With a history of providing sound advice and guidance, you can rely on us to help you secure your financial future.
Positivity - Choosing EFAS means supporting charitable causes, as we're committed to giving back to the community.

How much will it cost?

The first meeting with one of our independent financial advisers is free and without any obligation. If you feel you would like advice, once we know more about your situation and financial objectives, we will then calculate our fee, clearly explaining to you what this covers, before any commitment is made from either side.

Important information

Your home may be at risk if you fail to keep up repayments on a mortgage.

Please remember that investments can fall as well as rise in value and you may not get back the amount originally invested. Your capital is at risk.

Please note that your tax treatment will depend on your individual circumstances and tax legislation and regulation. This could be subject to change in future.

Benefact Group - Movement for Good

We’re proudly part of the Benefact Group, and another way we support the communities you love is through our Movement for Good Awards. Anyone can get involved in, and this year we'll be donating over £1 million to charities and good causes.

Nominate a charity or church >

Discover more about Benefact Group >

A guiding light for Clergy financial planning

Download our new brochure to find out how EFAS can help you plan today for a bright tomorrow.

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Client reviews

"I have found the service to be helpful, easy to access, and supportive."

Also in this section

5 stage advice process Life insurance Mortgages Pensions and retirement planning Saving and investments Tax planning

Clergy financial advice Clergy pensions Partnership with the CoE Pension Board Investing parish funds Costs and services