Union Jack flag icon Canada flag Canada Ireland flag Ireland
Church
Insurance specialisms
Financial advice
Resources
Insurance specialisms
Schemes
Resources
Risk management Battery energy storage systems

Battery Energy Storage Systems (BESS)

Risk management Battery energy storage systems
Battery Energy Storage Systems (BESS) are becoming increasingly popular as we move towards renewable forms of energy for buildings.

What are Battery Energy Storage Systems (BESS)?

Battery Energy Storage Systems (BESS) work by storing electrical energy produced by renewable sources like solar panels. This stored energy can be released when required, either for customer use or to be fed back into the supply grid.

Are battery storage systems a fire risk?

A key component within a BESS is a series of battery cells that are predominantly lithium-ion. In normal circumstances, these battery cells work as intended with no issues. However, in certain situations, battery cell failure can significantly increase the risk of fire.

Fire risk considerations

Careful consideration should be given to the location of BESS during the very early stages of planning to minimise damage to your assets in the event of a fire.

For example, BESS systems should NOT be installed in the following areas:

  • In any room used for sleeping or living accommodation
  • On any means of escape routes, such as hallways, corridors, or staircase enclosures
  • Within any service lifts or risers
  • In storage cupboards of combustible construction and/or containing any combustible items
  • Within roof voids, loft spaces or other similar concealed spaces
  • Within basements or cellars, unless they contain external access and in a separate fire compartment from the rest of the accommodation
  • On any combustible wall linings/structures.

Appropriate and proportionate controls will help manage the potential fire risks BESS present.

Do I need to inform my insurer before installing BESS?

You must inform your insurers if you plan to install a BESS at your premises. Ecclesiastical customers can complete our questionnaire at the design stage and submit this to us for review if you are considering installing BESS.

Want to know more?

For more information on BESS, we have developed specific Battery Energy Storage Systems guidance below.

Risk advice line

Customers can contact our experts for specific risk advice:

0345 600 7531

9am to 5pm Monday to Friday (excluding bank holidays)

Email us Find out more Preferred suppliers

Risk Management – Customer Opinion Results 2025, responses from 138 customers

Documents

Frequently asked questions

BESS are increasing in popularity because they allow buildings to:

  • Store renewable energy for later use
  • Reduce reliance on grid electricity
  • Improve energy efficiency and resilience

Fires in battery energy storage systems (BESS) are primarily caused by thermal runaway, which can be triggered by:

  • Failures in controls or systems including electrical components
  • Poor initial design or installation
  • Mechanical damage

BESS fires can be:

  • Difficult to extinguish
  • Capable of reigniting
  • A source of toxic and flammable gases

In some cases, fires must be allowed to burn out rather than being extinguished.

The safest option is usually:

  • An external location, ideally
  • At least 10 metres away from buildings
  • In a fire-resistant structure

If installed indoors, it must be within a fire-resistant compartment.

Typical protections include:

  • Installation by a competent, MCS certified contractor
  • Fire-resistant enclosures
  • Adequate ventilation
  • Automatic fire detection systems
  • Remote alarm monitoring
  • Physical protection from damage

Yes. If you install a BESS, your fire risk assessment must be updated to reflect the additional hazards and required controls.

Yes. It is recommended that the Fire and Rescue Service is informed and invited to review the site after installation.

Yes. You should:

  • Keep all installation and operating documentation
  • Ensure users understand how the system works
  • Follow manufacturer servicing and maintenance guidance

More fire articles

Home insurance

How to protect your home, garden and pets in extreme heat

Even everyday objects, like a mirror on a window sill, can become unexpected ignition sources during extreme heat.

Health & safety and protecting people

Battery Energy Storage Systems (BESS)

Battery Energy Storage Systems (BESS) are becoming increasingly popular as we move towards renewable forms of energy for buildings.

Fire safety

Dry powder extinguishers

Caution is required when using dry powder extinguishers. In the wrong environment, they can cause unintended damage.

Fire safety

E-scooters, electric bikes and hoverboards

E-scooters, electric bikes and hoverboards all come with rechargeable batteries. 

Fire safety

Safe use of candles

We know using candles is an important part of worship - just remember to take the regulations and common sense into account. Simple precautions should mean that candles are used safely. 

Events

Bonfire and firework display safety

Public firework displays are enjoyable and spectacular events. However, organisers need to ensure that they are safe occasions too.

Fire safety

Sprinkler systems

Sprinklers are a simple and effective part of fire protection systems in commercial and domestic buildings. Here’s what you need to know.

Home insurance

Fire safety advice in the home

Knowing your home’s fire risks and taking a few simple precautions can greatly reduce the likelihood and impact of a fire.

Fire safety

Electric bikes

There has been a significant increase in fires linked to battery charging, resulting in damage to homes, serious injury and sadly some fatalities.