A guide to Legal Expenses insurance

Legal Expenses Insurance helps to navigate the journey through issues and costs relating to your legal position during a range of unforeseen legal disputes. It provides:

• Access to professional legal representation
• The management of, and payment of, legal costs
• Access to legal advice on a wide range of legal issues within UK and EU law.

Ecclesiastical works closely with one of the pioneers of Legal Expenses Insurance, ARAG. They are responsible for managing your legal claim, costs, and providing advice on our behalf. For most civil disputes, we will only cover you when we believe you are likely to win.

To check if you have legal expenses cover with your policy, or to discuss levels of cover and conditions, please contact our underwriters.

• Employment disputes
• Legal defence for certain actions and prosecutions
• Contract disputes
• Debt recovery
• Property protection
• Personal injury
• Tax protection

• Access to legal professionals
• Advice on a range of legal issues affecting your business
• A confidential claims and advice helpline available 24/7¹
• Quick and efficient service. The legal experts used are vetted, known to us, and the terms of agreement are already in place.

¹ The helpline is available 24/7 in England and Wales. For those outside, it is available 9am – 5pm Mon-Fri, excluding bank holidays.

For all claims, there are key conditions that apply. You must be aware of the following:

• Prospects of success for civil disputes
• Costs that ARAG has not agreed to
• Incidents before policy inception

To discuss legal expenses cover, please contact us on 0345 777 3322.

ARAG Legal Expenses Insurance Company Limited have been providing protection for over 40 years. The largest provider of Legal Expenses Insurance, they are part of a global group which gives them the size and strength to offer in-depth support, specialist terms, and an impressive portfolio of products and services.

If you have a legal issue, before appointing a solicitor or doing anything else, please make sure you speak to ARAG.

We are responsible for paying your claims, which ARAG manages on our behalf.