Specialist insurance for works of art

Fine art insurance can be added to an existing insurance policy or bought separately as a standalone cover via your broker. We can protect fine art whether it is contemporary or classic, an individual item or a collection, as long as it is something which could be bought and sold at a reputable auction house. 

What we can cover

Our specialist fine art policy caters specifically for high value, rare and unique items, so you can be sure nothing is left to chance. Just some of the items we can cover are; paintings, jewellery, regalia, ceramics, glass and metalware, sculptures, furniture, textiles and tapestries, gold and silver items and antiques.

We understand the true value of art

Our fine art insurance team includes art historians and market professionals who understand the complexities of the art world and can work with your broker to ensure your art and collectables are adequately protected. We are fully immersed in the sector and provide an annual art market review.

We work with the art community

Working with our brokers, clients and the wider art market is important to us. We have excellent working relationships with skilled restorers and craftsmen so that we can ensure any restoration or repair work is completed sympathetically and professionally.

Helping to preserve fine art and antiques

Our highly-skilled survey team can offer our customers additional confidence by providing risk management tools and guidance to help with the safekeeping of these valuable fine art items. We give you access to our risk advice line, allowing you to ask our specialists for expert advice at no additional cost.

Fine Art product highlights

Fine Art cover includes the following as standard:
  • New acquisitions 
  • Defective title 
  • Restoration and framing (following an insured incident)
  • Work in progress 
  • Temporary removal (for example art exhibitions) and art in transit
  • Reasonable costs for emergency evacuation.
For our full summary of cover please view our Fine Art insurance policy.
1Subject to underwriting criteria


You should obtain a loan agreement for any loaned art you wish to insure. Conditions may apply when art is on loan so you should make us, or your insurance broker, aware of the circumstances. 
We can provide a specialist approach to your fine art insurance, depending on your individual needs. We can cover private collections or those managed in galleries, museums, historic houses, castles etc. For more information please contact us or your insurance broker.
No, we can provide Fine Art cover even if you insure your buildings elsewhere.