Reducing the risk of church metal theft

The high value of scrap metal is attractive to thieves, and churches can be a major target. Churches often have lead, copper and stainless-steel roof coverings. Other areas such as roof flashings, copper lightning conductors and lead rainwater pipes are also targeted.

Our metal theft guidance notes give detailed advice on due diligence and additional security measures suitable for church settings. We’ve summarised that guidance below.

• Use gates, fences and bollards to restrict vehicle access to the property.
• Work with your local police force.
• Ask your community to keep an eye out and report any suspicious behaviour.
• Deter thieves using security lights and CCTV, and by cutting back any trees or plants that could hide criminal activity.
• Take extra care during building works – scaffolding, building equipment and ladders left around the church makes it easier for thieves.
• Use a forensic security marking system to mark your metal and display the signs as a visual deterrent.
• Invest in a roof alarm. Our risk management team has put together a metal theft checklist for churches and PCCs. It gives a list of precautions churches can take to reduce the likelihood of metal theft.

Our church insurance customers are required to have some security measures in place as a condition of cover. They may receive a discount or additional cover for implementing additional protection.

Security marking

Applying SmartWater® (or an alternative forensic marking system approved by us) to external metal is a condition of your insurance. Please make sure you have applied SmartWater® solution and registered with SmartWater®, and that you have displayed the signs warning that metal has been protected. For more information, visit our SmartWater® page.

Unfortunately, if you do not meet this policy condition, you won’t be covered for theft or attempted theft of metal or any damage caused.

Install an electronic roof security system

Installing an electronic roof security system or CCTV will further reduce the risk of metal theft. Many churches now have roof alarms to help protect external metal.

If you install an Ecclesiastical-approved roof alarm, we may be able to increase your theft of metal cover. To find out more, visit our roof alarms page or speak with a member of the church team on 0345 777 3322.

Scaffolding and building works

When building works are carried out, equipment such as ladders and scaffolding can make it easier for criminals to access metal. Be extra vigilant at this time. Please call us on 0345 777 3322 for advice on the best ways to protect your church. You will also need to increase your insurance cover for the period of the work.