SmartWater for churches
To help you get the best experience from your SmartWater, we have produced a number of FAQs.
Theft of metal from churches is both costly and damaging. We’ve created a guide to help reduce the risk of metal theft at your church.
Our risk management specialists have put together a metal theft checklist for churches and PCCs to follow. It gives a list of precautions churches can take to reduce the likelihood of metal theft in your area.
Church insurance customers are required to have some security measures in place and may receive a discount or additional cover for implementing others.
Applying SmartWater® (or an alternative forensic marking system approved by us) to external metal is a condition of your insurance1. Please make sure you have applied SmartWater® solution and registered with SmartWater® and you have displayed the signs warning that metal has been protected. For more information visit our SmartWater® page.
The application and registration of SmartWater (or an alternative approved by us), along with the display of prominent signage is a condition of your policy. If you do not meet this policy condition you will not be covered for theft or attempted theft of metal, or the damage caused by metal theft.
Install an electronic roof security system
Additional actions such as installing an electronic roof security system or CCTV will further reduce the risk of a theft occurring. Over 500 churches now have roof alarms to help protect external metal.
If you install an Ecclesiastical-approved roof alarm we may also be able to increase your theft of metal cover. To find out more visit our roof alarms page or speak with a member of the church team on 0345 777 3322.
Scaffolding and building works
When building works are carried out, extra equipment such as ladders and scaffolding may be present at the church. Items such as these can make it easier for criminals to access metal and we therefore ask churches to be extra vigilant at this time. Please call us on 0345 777 3322 and we will advise on the best course of action to protect your church.