Buildings insurance

Insurance for your home structure, outbuildings and other permanent fixtures.

Buildings insurance for your home

Buildings insurance covers the cost of repairing the structure of your home.

What's covered

Up to £750,000 standard cover - Every home is unique. If you need a different level of cover, please call us.

The cost of somewhere to stay if your home can’t be lived in while we repair it.

Finding and repairing leaks from a fixed water or heating system in your home.

New locks if your keys are lost or stolen (up to £1,000).

Home emergency cover (included as standard).

Legal expenses (included as standard).

Optional extras

Accidental damage cover

What’s not covered

During a storm or flood, damage to fences, hedges and gates will not be covered. However, they will be covered if the main building, garage, or outbuilding is damaged at the same time.

Wear and tear – the gradual decline of your home over time.

Faulty work by a tradesperson.

See our home insurance product information document for me details.

Get the right cover

Home insurance

Home insurance covers you if you need to repair your home or replace your possessions if they’ve been damaged, destroyed, or stolen.

More about home insurance

Contents insurance

If you do not need buildings cover, our contents insurance only provides cover for items in your home and your personal possessions.

Clergy home insurance

Home insurance just for members of the clergy, with enhanced contents cover to take account of the extra duties done for the church.

More about clergy home insurance

Get a home insurance quote

We know all homes are different, so you can get a quote for this cover online and receive a discount, or speak to our friendly team.

0345 777 3322

8am to 6pm, Monday to Friday

Need support on your call? Check if your home meets the criteria for online quote before you begin.

Get a quote

More about buildings insurance

Answers to some of the most frequently asked questions..

Go to the frequently asked questions

£130 for your church

Take out a new home insurance policy with us before 31 December 2026, and we’ll donate £130 to your church or cathedral.

Find out more

Which? Best Buy 2025

Choose buildings insurance that's one of the best in category, as judged by independent and impartial Which? experts.

Read review

Fairer Finance

Customers rated Ecclesiastical the most trusted home insurance provider.

Fairer Finance ratings

Ecclesiastical Property Claims Customers 2025, responses from 540 customers who had their claim settled.

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