Latest indices

Renewals should be index-linked in line with the following indices.

October 2025

 Household Commercial
 Buildings 4.6% 3.5%
 Contents 2.9% 0%

September 2025

 Household Commercial
 Buildings 4.7% 3.8%
 Contents 2.6% 0%

August 2025

 Household Commercial
 Buildings 4.9% 3.6%
 Contents 1.4% 0%

July 2025

 Household Commercial
 Buildings 4.7% 3.5%
 Contents 2.6% 0%

June 2025

 Household Commercial
 Buildings 3.3% 3.7%
 Contents 2.3% 0%

May 2025

 Household Commercial
 Buildings 3.0% 3.4%
 Contents 3.1% 0%

April 2025

 Household Commercial
 Buildings 2.6% 3.0%
 Contents 2.3% 0%

March 2025

 Household Commercial
 Buildings 2.6% 3.2%
 Contents 2.3% 0%

February 2025

 Household Commercial
 Buildings 2.5% 2.6%
 Contents 2.2% 0%

January 2025

 Household Commercial
 Buildings 2.6% 2.6%
 Contents 1.8% 0%

December 2024

 Household Commercial
 Buildings 2.4% 2.9%
 Contents 1.9% 0%

November 2024

 Household Commercial
 Buildings 1.7% 3.2%
 Contents 1.8% 0.4%

Awards and accreditation

British Insurance Awards logo - Specialist Company of the Year CIR Risk Management Awards 2022 - Risk Management Specialist Company of the Year Chartered Insurance Brokers Gracechurch outstanding claims service quality award 2025 Insurance Times claims excellence awards winner - Claims product solution of the year - insurer