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Church Insurance

Covers regular church events, outreach and community support, as well as the building and the incredible things and people that are part of it.

Get a quote or ask a question - 0345 777 3322

Church insurance, designed with your needs in mind

Your church is at the heart of your community - hosting regular services, outreach programmes, coffee mornings, tower tours, and more. It’s a place of purpose, people, and connection.

Parish Plus protects your church, its people, and its purpose beyond just the building.

Our Parish Plus policy includes:

Unlimited cover for theft of metal

Subject to security conditions.

Public liability

Cover up to £10million.

A ‘loss limit’ for property damage claims

Acts as a buffer against unexpected increases in building costs.

Combine policies

The option to insure your church and church hall on one policy, reducing paperwork and saving you time.

10% discount if you enter into a 3-year agreement

A rate stability guarantee that means we will hold the rates we use to calculate your premium when you agree to insure with us for 3 years, even if you make a claim.

Pastoral care

Cover up to £250,000.

Fly tipping

Cover against fly tipping.

Event cancellation

Cover for cancellation of events beyond your control.

Read more about our Parish Plus policy

Church risk management

Guides on topics from health and safety to fire risks. Use our templates, checklists and forms to help you manage risks effectively.

Church risk management

Helping your church thrive

We understand that times are challenging for many churches and raising funds isn't always easy. That's why we offer a wealth of free support, guidance and tools to help you fundraise successfully.

Church fundraising

96% Claims Satisfaction

Ecclesiastical Settled Property Claims Customers 2024, responses from 589 customers who had their claim settled.

Claims

Contact us

If you ever need guidance, our church insurance team is here to help. Get in touch for an informal chat or get a quote - 8am to 6pm, Monday to Friday (excluding bank holidays).

0345 777 3322

Arrange a call back

Experiencing financial difficulty?

If you are struggling to make payments for affordability reasons or logistical issues, contact us, as we may be able to support you with practical help.

MoneyHelper | GOV.UK | Citizens Advice

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Church risk management articles

More church risk management articles >
Cyber security

Digital technology and risks to your church

Understanding the risks with digital technology and how to manage them.

Health & safety and protecting people

Creating an emergency plan for your church

An emergency plan enables your church to react to and recover from a crisis effectively, so you can continue your mission and planned activities as soon as possible.

Environmental & weather

Flood safety for churches

Flooding can cause inconvenience and heartache for your church and community.

Fire safety

Dry powder extinguishers

Caution is required when using dry powder extinguishers. In the wrong environment, they can cause unintended damage.

Health & safety and protecting people

A guide to good tree management

Trees bring beauty, shade and natural diversity to any landscape, but they can also present hazards. Careful management is key.

Health & safety and protecting people

Managing volunteers: Health and safety

How to protect the safety of volunteers including health and safety legislation, typical hazards and how to manage the risks.

Security

A guide to unoccupied church buildings

Managing an unoccupied church building.

Health & safety and protecting people

Visits and outings

Keeping people safe during visits and outings.

Fire safety

E-scooters, electric bikes and hoverboards

E-scooters, electric bikes and hoverboards all come with rechargeable batteries. 

Health & safety and protecting people

Hazardous substances in churches

Most common hazardous substances like bleach, weedkillers, petrol and dusts are only harmful when they are not used properly.

Home insurance

Protect your home in winter

Reduce the risk of damage from cold and wet weather with some simple home maintenance checks.

Fire safety

Safe use of candles

We know using candles is an important part of worship - just remember to take the regulations and common sense into account. Simple precautions should mean that candles are used safely. 

Health & safety and protecting people

Telephone masts on church roofs and premises

Soaring anywhere between 30 and 100 metres, the church tower is often the tallest structure around. This makes it an ideal location for telecommunication devices and broadband transmission equipment, including aerials and phone masts.

Building works

Building works

Are your premises undergoing repairs, maintenance or an extension? Here’s what you need to know.

Events

Bonfire and firework display safety

Public firework displays are enjoyable and spectacular events. However, organisers need to ensure that they are safe occasions too.

Security

Internal fraud

Unfortunately, fraud does happen, even in church settings, but you can take simple steps to reduce your risk.

Building services

Protecting your property from water leaks

A water leak can cause a significant amount of damage to your property, especially if it goes unnoticed.

Home insurance

Fire safety advice in the home

Knowing your home’s fire risks and taking a few simple precautions can greatly reduce the likelihood and impact of a fire.

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