Solar photovoltaic systems
Solar panels can help individuals and organisations to reduce energy costs, cut carbon emissions and with the right set-up, earn you money.
Maintenance, refurbishment and restoration work is common at many places of worship. Because of this, where such work is carried out for you, it may be necessary to meet certain legal duties under the Construction (Design and Management) Regulations 2015 (CDM).
Every year there are numerous fires on construction sites and in buildings undergoing refurbishment, many caused by 'hot works' such as, welding, grinding, the use of open flames or the application of heat.
When hot works are present certain procedures must be followed and we’ll need your contractor to complete a hot works permit.
We have specific requirements before we can provide cover and normally theft of external metal is not covered while scaffolding is erected.
However, in some circumstances, we may be able to provide cover subject to you being able to meet certain security conditions.
Ask your architect to complete our scaffolding checklist. Our theft of metal page has information on how to reduce the risk of metal theft at your church.
We do not consider a church undergoing building works as being unoccupied.
However, if there is a period of un-occupancy prior to commencement or following completion of the contract works, contact us on 0345 777 3322 as soon as possible as it may be necessary for us to amend your cover.
If the works are scheduled to overrun the original anticipated completion date, contact us in case we need to extend your cover on 0345 777 3322.
Depending on the revised anticipated completion date, an additional premium may be required.
Where the contract works include capital additions for example an extension, contact us to review your buildings sum insured.
In the case of church halls, your architect may be able to advise an appropriate adjustment to the buildings sum insured.