Union Jack flag icon Canada flag Canada Ireland flag Ireland
Church
Insurance specialisms
Financial advice
Resources
Insurance specialisms
Schemes
Resources
Risk management Church property responsibilities

A guide to your responsibilities for church property

Risk management Church property responsibilities
The key issues you need to consider to help protect your church buildings and its content.

What should I consider if we carry out contract works or repairs?

Where the PCC has agreed a contract making them responsible for insuring any loss or damage to the works or unfixed materials, then we automatically include cover up to £150,000.

If any of the following apply, please call us:

  • Works are over £150,000
  • The church is closed during the works
  • Scaffolding will be needed
  • Hot works are involved, for example, welding

If you do need to call us, make sure you have ready:

  • Date of the work
  • Cost estimate
  • Type of work
  • Details of any contract.

You may be required to complete a Building Works Questionnaire.

Risk advice line

Customers can contact our experts for specific risk advice:

0345 600 7531

9am to 5pm Monday to Friday (excluding bank holidays)

Email us Find out more

Risk Management – Customer Opinion Results 2025, responses from 138 customers

More health and safety articles

All health and safety articles