 | Home emergency and legal expenses cover included as standard. |
| No admin charges for changes to your policy and 0% interest if you choose to pay monthly. |
| Claim with confidence – in 2024, 96% of customers were satisfied with our service. |
| New customers receive a £130 donation for the cathedral or church of their choice. |
| 10% discount for volunteers of registered charities (minimum premiums apply). |
We give our available profits to churches, charities and other good causes.
| Up to £750,000 for buildings and £75,000 for contents as standard. Need more? Please call us. |
| Up to £3,500 for contents away from home. |
| 24-hour home emergency assistance up to £1,000. |
| Legal expenses. |
| Student contents at university. |
| Access to helplines for glass replacement, legal and tax advice and counselling. |
 | Wear and tear – this naturally happens over time and is not covered by most insurance policies. |
| Mechanical breakdown of items over time. |
| Faulty work by a tradesperson. |
We will pay 50% of the cost of replacing undamaged items which are covered by your policy that form part of, a pair or a set, (see policy for full details)
You can find more about the cover, limits and exclusions in our home insurance product information document.
You can apply for a quote online if:
We will send you a renewal pack within 21 days of your renewal date. It will have details of your renewal premium, any changes to the policy wording and cover, and a reminder of what you have told us, so you can update us if anything has changed.
If you pay by Direct Debit, your policy will auto-renew at the end of the policy term, giving you the peace of mind of continued cover. When this happens your monthly payments will continue according to a revised payment schedule reflecting your renewal premium.
You can opt out of auto-renewal at any time by calling us on 0345 777 3322, emailing household@ecclesiastical.com or using the website form.
If you opt out, you will need to contact us before your renewal date if you wish to renew your policy. Otherwise, your cover will end when your existing policy expires leaving you with no insurance.
If you pay any other way, please note, the policy will not auto-renew. You will need to contact us if you wish to renew your insurance.
Please note that in rare cases, due to a change in risk or circumstances, we may be unable to offer renewal. We will let you know if this is the case.
Please note - calls to 03 numbers are usually charged at no more than the local rate.
Here are some FAQs about our home insurance.
