Heritage business and leisure insurance

More than just an insurance policy

Over the 130 years we’ve been protecting heritage, we’ve built strong relationships with key organisations such as the Heritage Alliance. We’re one of the main insurers of Grade I listed buildings in England and actively support the sector through sponsorships and investment in heritage skills.

We’re proud to have been voted best heritage insurer for 13 years by a panel of brokers¹.

Heritage Business and Leisure insurance policy cover

Our underwriting experts will work with you to provide tailored policy cover to suit the needs of your business and leisure clients.

Buildings and contents	Fine art, collections and antiques (including protecting collections for temporary removal, exhibitions, new acquisitions and discovery of a defective title)
Reputational risk	Trustee and management liability
Cyber insurance	Employers’ liability insurance
Public liability insurance	Directors’ and officers’ insurance
Loss of licence	Fidelity guarantee
Loss of money	Legal expenses
Hirers’ liability	Personal accident
Group travel	Engineering inspection
Professional indemnity	Cover to clients who rely on specific licences to protect from fortuitous loss (including premises and weddings)

Working with us

We know it’s the specialist characteristics, which make historic, listed and architecturally interesting buildings unique, so we work hard to help protect them.

Broad risk appetite – from offices to retreats, check out our heritage risk appetite guide.
Comprehensive building valuation - our in-house team of qualified risk specialists provide building valuation services at no extra cost (subject to underwriting criteria).
Tracking from the Ecclesiastical Heritage Index – our unique index helps to ensure that building sums insured are maintained at an adequate level to support the repair and restoration of a traditional property and reduce the risk of underinsurance.
Expert in-house art historians and heritage specialists - who are truly passionate about protecting heritage and fine art.
Risk specialists, guidance and tools – you and your clients gain direct access to our in-house risk experts for risk-related queries via our Risk Advice Line. You can also visit our website for risk guidance, tools, templates and our Preferred Supplier Network .
24-hour helplines – support with public relations crisis and media assistance, legal and tax advice, counselling for employees and their immediate family.
Direct access to expert claims handler dealing with the case - for support when your clients need it most. Learn more about our award-winning claims team².
We’re owned by a charity - when you work with us, you’re are also helping support a range of important causes. Our available profit goes to our owner Allchurches Trust, to give back to the communities in which we serve.

Nobody ever wants to be flooded, but on the evidence of this episode the best thing that can happen to you if you are to be flooded is to be insured by Ecclesiastical.

Heritage customer

What makes fine art?

A webinar exploring what makes art ‘fine’ and the skills behind valuation and specialist protection in a changing market

Heritage security

Discover how you can protect against smash and grab attacks

Enterprise Risk Management – helping you navigate today’s volatile risk landscape

We live in a volatile world where risks are always arising, growing and evolving. To succeed, organisations need to identify, understand and map risks at a strategic level when setting objectives and making key decisions.