More than just an insurance policy

Over the 130 years we’ve been protecting heritage, we’ve built strong relationships with key organisations such as the Heritage Alliance. We’re one of the main insurers of Grade I listed buildings in England and actively support the sector through sponsorships and investment in heritage skills.

We’re proud to have been voted best heritage insurer for 13 years by a panel of brokers1.

Heritage Business and Leisure insurance policy cover

Our underwriting experts will work with you to provide tailored policy cover to suit the needs of your business and leisure clients.

  • Buildings and contents
  • Reputational risk
  • Trustee and management liability
  • Employers’ liability insurance
  • Public liability insurance
  • Directors’ and officers’ insurance
  • Loss of licence
  • Fidelity guarantee
  • Loss of money
  • Legal expenses
  • Hirers’ liability
  • Personal accident
  • Group travel
  • Engineering inspection
  • Professional indemnity
  • Cover to clients who rely on specific licences to protect from fortuitous loss (including premises and weddings)

Watch our video

Take a look at our heritage reel to see what makes us a specialist

Working with us

We know it’s the specialist characteristics, which make historic, listed and architecturally interesting buildings unique, so we work hard to help protect them.

  • Broad risk appetite – from offices to retreats, check out our heritage risk appetite guide.
  • Comprehensive building valuation - our in-house team of qualified risk specialists provide building valuation services at no extra cost (subject to underwriting criteria).
  • Tracking from the Ecclesiastical Heritage Index – our unique index helps to ensure that building sums insured are maintained at an adequate level to support the repair and restoration of a traditional property and reduce the risk of underinsurance.
  • Expert in-house art historians and heritage specialists - who are truly passionate about protecting heritage and fine art.
  • Risk specialists, guidance and tools – you and your clients gain direct access to our in-house risk experts for risk-related queries via our Risk Advice Line. You can also visit our website for risk guidance, tools, templates and our Preferred Supplier Network .
  • 24-hour helplines – support with public relations crisis and media assistance, legal and tax advice, counselling for employees and their immediate family.
  • Direct access to expert claims handler dealing with the case - for support when your clients need it most. Learn more about our award-winning claims team2.
  • We’re owned by a charity - when you work with us, you’re are also helping support a range of important causes. Our available profit goes to our owner Allchurches Trust, to give back to the communities in which we serve.
Nobody ever wants to be flooded, but on the evidence of this episode the best thing that can happen to you if you are to be flooded is to be insured by Ecclesiastical.

Heritage customer

1 Ecclesiastical FWD Broker opinion survey 2008 to 2020

2Winner of the Personal Lines Claims Team of the Year award and Customer Care Individual award Insurance Post Claims and Fraud Awards 2020

heritage barometer vector image - bonnet and headphones Kenwood House interior room